Montgomery County property record for 10522 Pennydog Ln, Silver Spring, MD 20902
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,925 sqft · built 1980 |
| Lot Size | 0.033 acres (1,427 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,705 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01980416 |
| Primary APN | 13-01980416 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,925 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Basement Area | 525 sqft |
| Finished Basement | 525 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,427 sqft (0.033 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01980416 |
|---|---|
| Street Address | 10522 PENNYDOG LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-4160 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT12. |
| Legal Description | PLYERS MILL ESTATES |
| Legal Subdivision | PLYERS MILL ESTATES |
| Legal Block | 8 |
| Legal Lot Number | 46 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 704000 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10522 PENNYDOG LN, SILVER SPRING, MD 20902-4160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK-FUND STAFF FCU |
| May 19, 2020 | Deed of Trust, Mortgage · Line of Credit BANK-FUND STAFF FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2001 |
| Deed Sale | Sep 21, 2001 |
| Prior Sale | May 15, 1996 · Amount on Record |
| Deed Document Number | 2001218800 |
| Deed Book / Page | 19707 / 629 |
| Last Transfer Date | Mar 31, 2016 |
| Transfer Doc | 0518760227 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10522 PENNYDOG LN, SILVER SPRING, MD 20902-4160 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 10522 PENNYDOG LN, SILVER SPRING, MD 20902-4160 |
| Document Number | 0672200295 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | 67220/295 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10522 PENNYDOG LN, SILVER SPRING, MD 20902-4160 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0595960489 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 59596/489 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 30, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,300 (+7.1%) | $475,900 (-) Land $200,000 Building $275,900 | |
| 2025 | $4,705.00 (-5.45%) | $416,700 (+10.89%) | $475,900 (+22.94%) Land $200,000 Building $275,900 |
| 2024 | $4,976.00 (+31.36%) | ||
| 2023 | $375,767 | $387,100 Land $200,000 Building $187,100 | |
| 2022 | $3,788.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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