10522 Fielding Rd, Ooltewah, TN 37363 Property Records

Hamilton County property record for 10522 Fielding Rd, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,836 sqft · built 2002
Lot Size	0.625 acres (27,256 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2020)
Tax Bill	$1,292 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122G J 016`

Property Details

APN / Parcel Number

Primary APN	`122G J 016`
Alternative APN	`0000146866`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,836 sqft Living Area

Exterior

Year Built	Built 2002
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,256 sqft (0.625 acres)
Lot Dimensions	340 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000146866
Street Address	10522 FIELDING RD
City	OOLTEWAH
State	TN
Zip	37363-6434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 557 HAMILTON ON HUNTER SUB PH 10 PB63 PG126 OUT OF 122-56 FOR 2001
Legal Subdivision	HAMILTON ON HUNTER S
Legal Phase	10
Legal Lot Number	557
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	6
Census Block	6000
Census Tract	11447

Owner

10522 Fielding Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10522 FIELDING RD, OOLTEWAH, TN 37363-6434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Sep 28, 2020	Warranty Deed, Transfer TRUST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Jan 5, 2015 · Amount on File
Deed Document Number	2020092800344
Deed Book / Page	12169 / 549
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	10522 FIELDING RD, OOLTEWAH, TN 37363-6434
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10522 FIELDRLG RD, OOLTEWAH, TN 37363

Mortgage

Document Number	0000000151
Date	Feb 3, 2023
Book Page	13203/935
Instrument	2023020300151

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 24, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 28, 2020
Property Address	10522 FIELDING RD, OOLTEWAH, TN 37363-6434
Document Number	0928000344
Book / Page	012169 / 000549
Instrument Date	Sep 25, 2020
Instrument	200928000344
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10522 FIELDING RD OOLTEWAH TN 373636434, OOLTEWAH, TN 37363-6434

Mortgage

Document Number	928000345
Date	Sep 28, 2020
Book Page	012169/000552
Instrument	200928000345

Lender

Name	TRUST FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount on Record
Term	84 Months
Due	Sep 27, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 10522 Fielding Rd was $1,292, up 6.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,292.00 (+6.16%)	$85,275 (+56.68%)	$341,100 (+56.68%) Land $75,000 Building $266,100
2024	$1,217.00 (-0.73%)	$54,425 (-)	$217,700 (-) Land $50,000 Building $167,700
2023	$1,226.00	$54,425	$217,700 Land $50,000 Building $167,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10522 Fielding Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10522 Fielding Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fielding Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures