10522 Cardera Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 10522 Cardera Dr, Riverview, FL 33578

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,232 sqft · built 2016
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Mar 2026)
Tax Bill	$8,279 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`073834-1340`

Property Details

APN / Parcel Number

Primary APN	`073834-1340`
Alternative APN	`U053020A4P000000001580`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,232 sqft Living Area
Gross Area	2,993 sqft
1st Floor Area	2,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	381 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0738341340
Street Address	10522 CARDERA DR
City	RIVERVIEW
State	FL
Zip	33578-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MARIPOSA PHASES 2A AND 2B LOT 158
Legal Range	20E
Legal Township	30S
Legal Section	05
Legal Subdivision	MARIPOSA PHASES 2A AND 2B
Legal Lot Number	158
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1016
Census Tract	13320

Owner

10522 Cardera Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10522 CARDERA DR, RIVERVIEW, FL 33578-4702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Oct 24, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 3, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 15, 2020	Deed of Trust, Mortgage · Conventional with PMI GUILD MTG
Jun 8, 2018	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 4, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI IMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on File
Deed Sale	Mar 3, 2026 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	202681932
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10522 CARDERA DR, RIVERVIEW, FL 33578-4702
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10522 CARDERA DR, RIVERVIEW, FL 33578-4702

Mortgage

Document Number	0000214649
Date	May 18, 2023
Instrument	2023214649

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 16, 2028

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10522 CARDERA DR, RIVERVIEW, FL 33578-4702
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10522 CARDERA DR, RIVERVIEW, FL 33578-4702

Mortgage

Document Number	0000438553
Date	Oct 24, 2024
Instrument	2024438553

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Aug 14, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 3, 2026
Property Address	10522 CARDERA DR, RIVERVIEW, FL 33578-4702
Document Number	0000081932
Map Reference	MB 127 PG 108
Instrument Date	Feb 23, 2026
Instrument	2026081932
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	AWS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10419 CARDERA DR, RIVERVIEW, FL 33578-4072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10522 CARDERA DR, RIVERVIEW, FL 33578-4702

Mortgage

Document Number	0000081933
Date	Mar 3, 2026
Instrument	2026081933

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10522 CARDERA DR, RIVERVIEW, FL 33578-4702
Document Number	0000302691
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10522 CARDERA DR RIVERVIEW FL 335784702, RIVERVIEW, FL 33578-4702

Mortgage

Document Number	0000302691
Date	Jul 27, 2020
Instrument	302691

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 8, 2018
Property Address	10522 CARDERA DR, RIVERVIEW, FL 33578-4702
Document Number	0000227411
Book / Page	25826 / 0198
Map Reference	MB 127 PG 108-1114
Instrument Date	Jun 1, 2018
Instrument	2018227411
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	HILLSBOROUGH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,379.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11236 SULLIVAN ST # ST8B, 11236, RIVERVIEW, FL 33578-2140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10522 CARDERA DR, RIVERVIEW, FL 33578-4702

Mortgage

Document Number	0000227412
Date	Jun 8, 2018
Instrument	2018227412

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 4, 2017
Property Address	10522 CARDERA DR, RIVERVIEW, FL 33578-4702
Document Number	0248411414
Book / Page	024841 / 001414
Instrument Date	Mar 31, 2017
Instrument	127505
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 14, 2017
Title Company	CAREFREE TITLE AGENCY INC, CAREFREE TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,253.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10522 CARDERA DR RIVERVIEW FL 33578, RIVERVIEW, FL 33578

Mortgage

Document Number	248411417
Date	Apr 4, 2017
Book Page	024841/001417
Instrument	127506

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10522 Cardera Dr was $8,279.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,824 (+2.42%) Land $102,960 Building $311,864	$414,824 (+2.42%) Land $102,960 Building $311,864
2025	$8,279.00	$405,032 Land $102,960 Building $302,072	$405,032 Land $102,960 Building $302,072
2023	$6,935.00 (+8.14%)	$390,146 (+4.6%) Land $96,525 Building $293,621	$390,146 (+4.6%) Land $96,525 Building $293,621
2022	$6,413.00	$372,979 Land $96,525 Building $276,454	$372,979 Land $96,525 Building $276,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10522 Cardera Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	7 (2001–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10522 Cardera Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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