Howard County property record for 10521 Saddlebrook Ct, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,260 sqft · built 1982 |
| Lot Size | 0.046 acres (2,003 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (May 1996) |
| Tax Bill | $4,944 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-463339 |
| Primary APN | 06-463339 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Total Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,003 sqft (0.046 acres) |
| Deck Area | 216 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 463339 |
|---|---|
| Street Address | 10521 SADDLEBROOK CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1253 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 5 .046 A 10521 SADDLEBROOK CT MURRAY HILL SEC 2 LAUREL |
| Legal Subdivision | MURRAY HILL SEC 02 |
| Legal Lot Number | 5 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606808 |
10521 Saddlebrook Ct, a townhouse, is owned and occupied by two individuals who bought it in May 1996.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10521 SADDLEBROOK CT, LAUREL, MD 20723-1253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 1996 · Amount on File |
| Deed Sale | May 7, 1996 · Amount on File |
| Prior Sale | May 4, 1982 · Amount on File |
| Deed Document Number | 19962218 |
| Deed Book / Page | 3720 / 177 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 10521 Saddlebrook Ct was $4,944 with a homeowner's exemption, up 1.9% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,944.00 (+1.94%) Homeowner's exemption | $333,100 (+5.18%) | $365,900 (+15.54%) Land $200,000 Building $165,900 |
| 2025 | $4,850.00 Homeowner's exemption | $316,700 Land $155,000 Building $161,700 | $316,700 Land $155,000 Building $161,700 |
| 2023 | $281,900 | $316,700 Land $155,000 Building $161,700 | |
| 2022 | $2,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10521 Saddlebrook Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10521 Saddlebrook Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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