10521 E 28th Ter S, Independence, MO 64052 Property Records

Jackson County property record for 10521 E 28th Ter S, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,165 sqft · built 1955
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$1,983 (2024)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-720-07-10`

Property Details

APN / Parcel Number

Primary APN	`27-720-07-10`
Alternative APNs	`27720071000000001` `794443`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,165 sqft Living Area
Gross Area	2,029 sqft
1st Floor Area	1,152 sqft
Basement Area	864 sqft
Finished Basement	456 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	174 ft deep x 60 ft wide
Porch	Porch
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	794443
Old Parcel Number	27720071000000001
Street Address	10521 E 28TH TER S
City	INDEPENDENCE
State	MO
Zip	64052-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWOOD PLAZA LOT 34
Legal Range	32
Legal Township	49
Legal Section	16
Legal Subdivision	ROCKWOOD PLAZA
Legal Lot Number	34
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1013
Census Tract	11900

Owner

Source: Jackson County records · APN 27-720-07-10

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10521 E 28TH TER S, INDEPENDENCE, MO 64052-2922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 10, 2019
Deed Sale	Oct 10, 2019
Prior Sale	Apr 19, 2016
Deed Document Number	2019E0082270
Record Updated	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 10, 2019
Property Address	10521 E 28TH TER S, INDEPENDENCE, MO 64052-2922
Document Number	0000E82270
Instrument Date	Oct 07, 2019
Instrument	82270E
Transaction Type	Transfer
Record Updated	Nov 08, 2019
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10521 E 28TH TER S INDEPENDENCE MO 640522922, INDEPENDENCE, MO 64052-2922

Mortgage

Document Number	E84657
Date	Oct 10, 2019
Instrument	84657E

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2049

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,609 (-22.33%) Land $3,785 Building $17,824	$113,730 (-22.33%)
2024	$1,983.00 (+2.48%)
2023	$1,935.00 (+55.55%)	$27,822 (+70.27%) Land $2,337 Building $25,485	$146,430 (+70.27%)
2022	$1,244.00	$16,340 Land $2,719 Building $13,621
2021			$86,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1979–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1998 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon, Wisper ISP.

Based on FCC filings for 388 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDEPENDENCE PWS serves 120,000 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.