10520 Montecito Dr, Lone Tree, CO 80124 Property Records

Douglas County property record for 10520 Montecito Dr, Lone Tree, CO 80124

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 3,878 sqft · built 2016
Lot Size0.206 acres (8,973 sqft)
Owner2 Individual Names on File
Last Sale$729,934 (Apr 2016)
Tax Bill$11,910 (2025)
Flood ZoneZone X (minimal risk)
APN2231-15-4-09-021

Property Details

APN / Parcel Number

Primary APN2231-15-4-09-021
Alternative APNs
  • R0481889
  • 0481889

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,878 sqft Living Area
Gross Area5,077 sqft
1st Floor Area2,548 sqft
Basement Area2,529 sqft
Finished Basement1,330 sqft
Unfinished Basement1,199 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Roof MaterialConcrete
Lot Area8,973 sqft (0.206 acres)
Garage Area697 sqft
PorchPorch
Porch Area311 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR0481889
Street Address10520 MONTECITO DR
CityLONE TREE
StateCO
Zip80124-5332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 67 RIDGEGATE SECTION 15 FLG 14 1ST AMD 0.206 AM/L
Legal Range67W
Legal Township06S
Legal Section15
Legal QuarterSE
Legal SubdivisionRIDGEGATE SECTION 15
Legal Lot Number67
JurisdictionDOUGLAS CO
Township / Civil DivisionSEDALIA
Census Block Group1
Census Block1012
Census Tract14125

Owner

10520 Montecito Dr is owned and occupied by two individuals who bought it in April 2016.

Source: Douglas County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address10520 MONTECITO DR, LONE TREE, CO 80124-5332
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2016 · Amount on File
Deed SaleApr 7, 2016 · Amount on File
Prior SaleFeb 10, 2012 · Amount on File
Deed Document Number201620732
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 10520 Montecito Dr was $11,910, up 5.3% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDouglas County
MunicipalityLone Tree City
Unified School DistrictDouglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$88,060 (-) Land $12,940 Building $75,120$1,295,000 (-) Land $190,291 Building $1,104,709
2025$11,910.00 (+5.29%)$88,060 Land $12,940 Building $75,120$1,295,000 Land $190,291 Building $1,104,709
2024$11,312.00 (-8.15%)
2023$12,316.00 (+37.49%)$92,790 (+38.7%) Land $13,550 Building $79,240$1,385,000 (+43.88%) Land $202,267 Building $1,182,733
2022$8,958.00$66,900 Land $9,840 Building $57,060$962,626 Land $141,608 Building $821,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10520 Montecito Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10520 Montecito Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHGATE WSD
serves 55,000 people · EPA ID CO0103721
Water SourcePurchased surface water from DENVER WATER BOARD
Last State InspectionDec 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
CenturyLink
Fiber
1,000 / 1,000

May also be available: Aerux Broadband, Kellin Communications, Starry, Verizon.

Nearby Properties on Montecito Dr

Nearby Streets

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