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10520 Laxer Cay Loop, San Antonio, FL 33576 Property Records

Pasco County property record for 10520 Laxer Cay Loop, San Antonio, FL 33576

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,278 sqft · built 2022
Lot Size0.235 acres (10,280 sqft)
OwnerIndividual Name on File
Last Sale$652,260 (Jan 2023)
Tax Bill$11,406 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN16-25-20-0090-01700-0430

Property Details

APN / Parcel Number

Primary APN16-25-20-0090-01700-0430

Interior

Full Baths4 Baths
Stories2 Stories
Building Area3,278 sqft Living Area
Gross Area4,241 sqft
Upper Floors Area1,678 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,280 sqft (0.235 acres)
Garage Area709 sqft
DrivewayDriveway
Driveway Area990 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address10520 LAXER CAY LOOP
CitySAN ANTONIO
StateFL
Zip33576-7309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionMIRADA PARCEL 18-2 PB 84 PG 128 BLOCK 17 LOT 43
Legal SubdivisionMIRADA
Legal Block17
Legal Lot Number43
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1005
Census Tract32103

Owner

10520 Laxer Cay Loop is owned and occupied by an individual who bought it in January 2023.

Source: Pasco County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address10520 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7309
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Dec 29, 2021Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2023 · Amount on File
Deed SaleJan 6, 2023 · Amount on File
Prior SaleDec 29, 2021 · Amount on File
Deed Document Number2023002590
Deed Book / Page10746 / 2939
Record UpdatedJun 8, 2026

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateJan 6, 2023
Property Address10520 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7309
Document Number0107462939
Book / Page10746 / 2939
Map ReferenceMB 84 PG 128-131
Instrument DateDec 28, 2022
Instrument2023002590
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,566.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3501 RIGA BLVD # 100, 100, TAMPA, FL 33619-1333

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10520 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7309

Mortgage

Document Number0107462940
DateJan 6, 2023
Instrument10746/2940
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateDec 29, 2021
Property Address10520 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7309
Document Number0105133568
Book / Page10513 / 3568
Instrument DateDec 16, 2021
Instrument2021276660
Transaction TypeTransfer
Record UpdatedFeb 9, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$4,524.80
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2502 N ROCKY POINT DR STE 1050, 1050, TAMPA, FL 33607-5995

Transferred To (Grantee/Buyer)

NameVerified Name
Address12602 TELECOM DR, TEMPLE TERRACE, FL 33637-0935

Tax Assessment & Valuation

The 2025 property tax bill for 10520 Laxer Cay Loop was $11,406 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,406.00 Homeowner's exemption$503,390 Land $95,520 Building $407,870$503,390 Land $95,520 Building $407,870
2023$11,082.00 (+169.64%) Additional exemption filed$488,052 (+786.46%) Land $65,640 Building $422,412$488,052 (+786.46%) Land $65,640 Building $422,412
2022$4,110.00$55,056$55,056 Land $55,056

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10520 Laxer Cay Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 288 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies288 in force
Nearby Flood Claims5 (2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10520 Laxer Cay Loop is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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