10520 Gardner Trl, Denton, TX 76207 Property Records

Denton County property record for 10520 Gardner Trl, Denton, TX 76207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,353 sqft · built 2003
Lot Size	0.201 acres (8,733 sqft)
Owner	2 Individual Names on File
Last Sale	$392,350 (Feb 2022)
Tax Bill	$6,041 (2025)
Deeds & Mortgages	Jan 2024 Transfer Feb 2022 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`R227441 412441`

Property Details

APN / Parcel Number

Primary APN	`R227441 412441`
Alternative APNs	`SG0195A-00000B-0000-0025-0000` `SG0195A-00000B-0000-0025` `R227441` `1010685`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,353 sqft Living Area
Gross Area	2,991 sqft
1st Floor Area	2,353 sqft
Bonus Room	Bonus Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,733 sqft (0.201 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10520 GARDNER TRL
City	DENTON
State	TX
Zip	76207-6624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBSON RANCH 1 PH 2 BLK B LOT 25
Legal Subdivision	ROBSON RANCH 1 PH 2
Legal Block	B
Legal Lot Number	25
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	3
Census Block	3020
Census Tract	20310

Owner

10520 Gardner Trl is owned and occupied by two individuals who acquired it in November 2023.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10520 GARDNER TRL, DENTON, TX 76207-6624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Transfer on Death Deed, Transfer
Feb 15, 2022	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jul 28, 2021	Deed of Distribution, Transfer
Jul 30, 2021	Gift Deed, Transfer
Jan 16, 2019	Warranty Deed, Transfer
Nov 26, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2017	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENCE BANK
Mar 30, 2017	Grant Deed, Foreclosure
Mar 30, 2017	Deed in Lieu of Foreclosure, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	Sep 28, 2017 · Amount on File
Deed Document Number	202223997
Last Transfer Date	Nov 22, 2023
Transfer Doc	0000003861
Record Updated	Oct 29, 2026

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DENTON TX
Recording Date	Jan 12, 2024
Property Address	10520 GARDNER TRL, DENTON, TX 76207-6624
Document Number	0000003861
Map Reference	CAB S PG 229
Instrument Date	Jan 27, 2023
Instrument	2024-003861
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10520 GARDNER TRL, DENTON, TX 76207-6624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 WINDSONG CIR, KELLER, TX 76248-7303

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Feb 15, 2022
Property Address	10520 GARDNER TRL, DENTON, TX 76207-6624
Document Number	0000023997
Map Reference	CAB S PG 229
Instrument Date	Jan 14, 2022
Instrument	2022-023997
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 GRANTS LNDG, FORT WORTH, TX 76179-3853
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023998
Date	Feb 15, 2022
Instrument	2022-023998

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

July 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	DENTON TX
Recording Date	Jul 28, 2021
Property Address	10520 GARDNER TRL, DENTON, TX 76207-6624
Document Number	0000135887
Map Reference	CAB S PG 229
Instrument Date	Jul 23, 2021
Instrument	2021-135887
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10112 SORIANO ST, DENTON, TX 76207-6693

July 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	DENTON TX
Recording Date	Jul 30, 2021
Property Address	10520 GARDNER TRL, DENTON, TX 76207-6624
Document Number	0000137742
Map Reference	CAB S PG 229
Instrument Date	Jul 23, 2021
Instrument	2021-137742
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10520 GARDNER TRL, DENTON, TX 76207-6624

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Jan 16, 2019
Property Address	10520 GARDNER TRL, DENTON, TX 76207-6624
Document Number	0000005323
Instrument Date	Dec 5, 2018
Instrument	5323
Transaction Type	Transfer
Record Updated	Feb 20, 2019

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10112 SORIANO ST DENTON TX 762076693, DENTON, TX 76207-6693

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENTON TX
Recording Date	Nov 26, 2018
Property Address	10520 GARDNER TRL, DENTON, TX 76207-6624
Document Number	0000137205
Instrument Date	Nov 13, 2018
Instrument	137205
Transaction Type	Transfer
Record Updated	Jan 23, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10520 GARDNER TRL DENTON TX 762076624, DENTON, TX 76207-6624

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Sep 28, 2017
Property Address	10520 GARDNER TRL, DENTON, TX 76207-6624
Document Number	0000120151
Map Reference	VOL 4989 PG 1724
Instrument Date	Sep 25, 2017
Instrument	2017-120151
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1284 OLD MACHREGOR LN, KELLER, TX 76244

Mortgage

Document Number	0000120152
Date	Sep 28, 2017
Instrument	2017-120152

Lender

Name	INDEPENDENCE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

March 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	DENTON TX
Recording Date	Mar 30, 2017
Property Address	10520 GARDNER TRL, DENTON, TX 76207-6624
Document Number	0000036641
Instrument Date	Mar 28, 2017
Instrument	36641
Transaction Type	Foreclosure
Record Updated	Apr 13, 2017

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY DALLAS TX 752542942, DALLAS, TX 75254-2942
Investor	Possibly a Property Investor

March 2017: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	DENTON TX
Recording Date	Mar 30, 2017
Property Address	10520 GARDNER TRL, DENTON, TX 76207-6624
Document Number	0000036640
Instrument Date	Mar 22, 2017
Instrument	36640
Transaction Type	Transfer
Record Updated	Apr 13, 2017

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10520 Gardner Trl was $6,041 with exemptions applied.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,016 (-11.95%) Land $130,995 Building $358,021	$489,016 (-11.95%) Land $130,995 Building $358,021
2025	$6,041.00	$555,389 Land $104,796 Building $450,593	$555,389 Land $104,796 Building $450,593
2023	$7,136.00 (-28.55%) Homeowner's exemption Senior Citizen's exemption	$552,188 Land $104,796 Building $447,392	$552,188 Land $104,796 Building $447,392
2022	$9,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10520 Gardner Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10520 Gardner Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	400 / 100
ElektraFi Fixed Wireless	400 / 60

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gardner Trl

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