San Diego County property record for 10520 el Nopal, Santee, CA 92071 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1969 |
| Square Footage | 1,404 sqft Living Area |
| Lot Size | 6,700 sqft (0.154 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $825,000 (2026) |
| Tax Bill | $9,821.00 (2025) |
| Primary APN | 381-233-34-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,404 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Material | Roll Tar & Gravel Roof |
| Lot Area | 6,700 sqft (0.154 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Old Parcel Number | 3812302300 |
|---|---|
| Street Address | 10520 EL NOPAL |
| City | SANTEE |
| State | CA |
| Zip | 92071-4905 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 23 TR 006080 |
| Legal Subdivision | AVANTI HILLS |
| Legal Tract | 006080 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 16608 |
Source: San Diego County records · APN 381-233-34-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10520 EL NOPAL, SANTEE, CA 92071-4905 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 17, 2026 | Grant Deed, Transfer · Veterans Administration Mortgage NAVY FEDERAL CREDIT UNION |
| Jul 28, 2023 | Grant Deed, Transfer · Conventional Mortgage MISSION FCU |
| Mar 05, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage SYNERGY ONE LENDING |
| Nov 18, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 24, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on Record |
| Deed Sale | Jun 17, 2026 · Amount on Record |
| Prior Sale | Jul 28, 2023 · Amount on Record |
| Deed Doc Number | 2026174486 |
| Prior Transfer Date | Sep 26, 2006 |
| Prior Transfer Doc | 0000711750 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 17, 2026 |
| Property Address | 10520 EL NOPAL, SANTEE, CA 92071-4905 |
| Document Number | 0000174486 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 2026174486 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $91,657.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10520 EL NOPAL, SANTEE, CA 92071-4905 |
| Document Number | 0000174487, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 2026174487 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 28, 2023 |
| Property Address | 10520 EL NOPAL, SANTEE, CA 92071-4905 |
| Document Number | 0000203275 |
| Map Reference | MAP 6080 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 2023-0203275 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10520 EL NOPAL, SANTEE, CA 92071-4905 |
| Document Number | 0000203276 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 2023-0203276 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 52-Week T-Bill (1-Year) |
| Margin | 2 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10520 EL NOPAL, SANTEE, CA 92071-4905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TIMIOS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000078252 |
|---|---|
| Date | Mar 05, 2019 |
| Instrument | 2019-0078252 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10520 EL NOPAL, SANTEE, CA 92071-4905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000531996 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 2019-0531996 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10520 EL NOPAL, SANTEE, CA 92071-4905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | ST, SANTEE, CA 92071 |
| Document Number | 0000565612 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020-0565612 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Apr 01, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $847,924 (+2%) Land $239,557 Building $608,367 | |
| 2025 | $9,821.00 (+293%) Homeowner's exemption | $831,299 (+300.74%) Land $234,860 Building $596,439 |
| 2023 | $2,499.00 (+0.93%) Homeowner's exemption | $207,443 Land $58,607 Building $148,836 |
| 2022 | $2,476.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 21% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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