10520 Covington Rd, Fort Wayne, IN 46804 Property Records

Allen County property record for 10520 Covington Rd, Fort Wayne, IN 46804

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,413 sqft · built 1960
Lot Size	4,607 acres (200,680,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$718,000 (Aug 2019)
Tax Bill	$8,650 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-11-10-354-009.000-075`

Property Details

APN / Parcel Number

Primary APN	`02-11-10-354-009.000-075`
Alternative APN	`1100100010`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,413 sqft Living Area
Gross Area	7,253 sqft
1st Floor Area	5,413 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Roof Material	Other
Lot Area	200,680,920 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	1,840 sqft
Parking Spaces	6 Parking Spaces
Pool Area	555 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10520 COVINGTON RD
City	FORT WAYNE
State	IN
Zip	46804-2553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 250 FT OF S 871.2 FT W1/2 SW1/4 SEC 10 EX R/W
Jurisdiction	ALLEN IN
Township / Civil Division	ABOITE
Census Block Group	1
Census Block	1000
Census Tract	11608

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10520 COVINGTON RD, FORT WAYNE, IN 46804-2553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
May 25, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	May 25, 2017 · Amount on Record
Deed Document Number	201942857
Prior Transfer Date	Nov 6, 2002
Prior Transfer Doc	0000095462
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Aug 26, 2019
Property Address	10520 COVINGTON RD, FORT WAYNE, IN 46804-2553
Document Number	2019042857
Instrument Date	Aug 23, 2019
Instrument	2019042857
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10520 COVINGTON RD, FORT WAYNE, IN 46804-2553

Mortgage

Document Number	2019042858
Date	Aug 26, 2019
Instrument	2019042858

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN IN
Recording Date	May 25, 2017
Property Address	10520 COVINGTON RD, FORT WAYNE, IN 46804-2553
Document Number	2017026394
Instrument Date	May 17, 2017
Instrument	2017026394
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 E CETE ST, WARSAW, IN 46580-2840

Mortgage

Document Number	2017026395
Date	May 25, 2017
Instrument	2017026395

Lender

Name	LAKE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Aboite Township
Municipality	Fort Wayne City
Unified School District	Southwest Allen County Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,650.00 (-1.62%) Homeowner's exemption	$720,800 (-0.29%) Land $178,200 Building $542,600	$720,800 (-0.29%) Land $178,200 Building $542,600
2024	$8,792.00 (-8.29%)
2023	$9,587.00 (+25.19%)	$722,900 (+15.3%) Land $178,200 Building $544,700	$722,900 (+15.3%) Land $178,200 Building $544,700
2022	$7,658.00 Homeowner's exemption	$627,000 Land $86,100 Building $540,900	$627,000 Land $86,100 Building $540,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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