10520 Balsa St, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 10520 Balsa St, Apple Valley, CA 92308

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,316 sqft · built 1987
Lot Size0.413 acres (18,000 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Jan 2025)
Tax Bill$3,528 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Nov 2021 Mortgage
+ 4 more
Flood ZoneZone D (undetermined)
APN0434-237-20-0000

Property Details

APN / Parcel Number

Primary APN0434-237-20-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,316 sqft Living Area
Gross Area1,778 sqft
1st Floor Area1,316 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleModern
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area18,000 sqft (0.413 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address10520 BALSA ST
CityAPPLE VALLEY
StateCA
Zip92308-8054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 5780 LOT 408 TR NO 5780 CIRCLE M RANCHOS NO 4 LOT 408 EX MNL RTS WITHOUT S E
Legal Subdivision5780 APPLE VLY UN 4
Legal Tract5780
Legal Block2
Legal Lot Number408
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group2
Census Block2034
Census Tract9709

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address520 BALSA ST, APPLE VALLEY, CA 92308
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SCHOOLSFIRST FCU
Nov 12, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 29, 2020Grant Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 10, 2018Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 10, 2018Affidavit of Death, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 10, 2018Grant Deed, Transfer
ELARDI F P SEPARATE PR TR (PT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2025 · Amount on Record
Deed SaleJan 24, 2025 · Amount on Record
Prior SaleMay 29, 2020 · Amount on Record
Deed Document Number202515806
Prior Transfer DateOct 29, 2021
Prior Transfer Doc0000512901
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10520 BALSA ST, APPLE VALLEY, CA 92308-8054
Transaction TypeMortgage
Record UpdatedOct 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10520 BALSA ST, APPLE VALLEY, CA 92308-8054

Mortgage

Document Number0000243503
DateOct 2, 2023
Instrument2023-0243503
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueSep 29, 2038

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateNov 12, 2021
Property Address10520 BALSA ST, APPLE VALLEY, CA 92308-8054
Document Number0000512901
Map ReferenceMB 71 PG 27-31
Instrument DateOct 29, 2021
Instrument2021-0512901
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10520 BALSA ST, APPLE VALLEY, CA 92308-8054

Mortgage

Document Number0000512902
DateNov 12, 2021
Instrument2021-0512902
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateMay 29, 2020
Property Address10520 BALSA ST, APPLE VALLEY, CA 92308-8054
Document Number0000178794
Map ReferenceMB 71 PG 27-31
Instrument DateApr 17, 2020
Instrument2020-0178794
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10520 BALSA ST, APPLE VALLEY, CA 92308-8054

Mortgage

Document Number0000178795
DateMay 29, 2020
Instrument2020-0178795
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Mortgage

Document Number0000178797
DateMay 29, 2020
Instrument2020-0178797
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN BERNARDINO CA
Recording DateDec 10, 2018
Property Address10520 BALSA ST, APPLE VALLEY, CA 92308-8054
Document Number0000455792
Instrument DateNov 28, 2018
Instrument455792
Transaction TypeTransfer
Record UpdatedDec 17, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address13191 DOVER WAY VICTORVILLE CA 923928988, VICTORVILLE, CA 92392-8988

December 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN BERNARDINO CA
Recording DateDec 10, 2018
Property Address10520 BALSA ST, APPLE VALLEY, CA 92308-8054
Document Number0000455790
Instrument DateNov 15, 2018
Instrument455790
Transaction TypeTransfer
Record UpdatedDec 17, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address923 OBISPO AVE #6 LONG BEACH CA 908045091, 6, LONG BEACH, CA 90804-5091

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateDec 10, 2018
Property Address10520 BALSA ST, APPLE VALLEY, CA 92308-8054
Document Number0000455793
Instrument DateNov 5, 2018
Instrument455793
Transaction TypeTransfer
Record UpdatedDec 17, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$181.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address13191 DOVER WAY VICTORVILLE CA 923928988, VICTORVILLE, CA 92392-8988

Mortgage

Document Number455794
DateDec 10, 2018
Instrument455794
Lender
NameELARDI F P SEPARATE PR TR (PT)
Address2780 N MOUNTAIN AVE, UPLAND, CA 91784-9702
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$418,200 (+39.09%) Land $83,640 Building $334,560
2025$3,528.00 (+3.86%)$300,675 (+4.04%) Land $60,135 Building $240,540
2023$3,397.00 (+1.52%)$289,000 Land $57,800 Building $231,200
2022$3,346.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 70% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN STATE WATER CO - APPLE VLY SOUTH
private · serves 6,247 people · EPA ID CA3610107
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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