10520 Albany Ave, Lubbock, TX 79424 Property Records

Lubbock County property record for 10520 Albany Ave, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,102 sqft · built 2023
Lot Size	0.214 acres (9,317 sqft)
Owner	2 Individual Names on File
Last Sale	$310,660 (Jun 2026)
Tax Bill	$4,657 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R341596`

Property Details

APN / Parcel Number

Primary APN	`R341596`
Alternative APN	`R0014800000001800000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,102 sqft Living Area
Gross Area	2,522 sqft
1st Floor Area	2,102 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,317 sqft (0.214 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10520 ALBANY AVE
City	LUBBOCK
State	TX
Zip	79424-4469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABBEY GLEN L 180
Legal Subdivision	ABBEY GLEN
Legal Lot Number	180
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1004
Census Tract	10509

Owner

10520 Albany Ave is owned and occupied by two individuals who bought it in June 2026.

Source: Lubbock County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10520 ALBANY AVE, LUBBOCK, TX 79424-4469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 18, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Aug 18, 2023 · Amount on File
Deed Document Number	202625420
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jun 29, 2026
Property Address	10520 ALBANY AVE, LUBBOCK, TX 79424-4469
Document Number	0000025420
Instrument Date	Jun 29, 2026
Instrument	202625420
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10520 ALBANY AVE, LUBBOCK, TX 79424-4469

Mortgage

Document Number	0000025421,
Date	Jun 29, 2026
Instrument	202625421

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

August 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Aug 18, 2023
Property Address	10520 ALBANY AVE, LUBBOCK, TX 79424-4469
Document Number	0000032405
Map Reference	DOC 2021026085
Instrument Date	Aug 15, 2023
Instrument	2023032405
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 6, 2025
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10520 ALBANY AVE, LUBBOCK, TX 79424-4469

Mortgage

Document Number	0000032406
Date	Aug 18, 2023
Instrument	2023032406

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 10520 Albany Ave was $4,657, down 15.2% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,657.00 (-15.2%)	$304,058 Land $40,000 Building $264,058	$304,058 Land $40,000 Building $264,058
2024	$5,492.00 (+628.38%)
2023	$754.00 (+892.11%)	$35,871 (+979.15%) Land $35,871	$35,871 (+979.15%) Land $35,871
2022	$76.00	$3,324 Land $3,324	$3,324 Land $3,324

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10520 Albany Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10520 Albany Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Rise Broadband.

Nearby Properties on Albany Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures