Kane County property record for 1052 Riviera Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,857 sqft · built 2006 |
| Owner | 2 Individual Names on File |
| Last Sale | $272,000 (Jan 2021) |
| Tax Bill | $7,323 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-403-011 |
| Primary APN | 05-25-403-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,857 sqft Living Area |
| 1st Floor Area | 1,857 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 1052 RIVIERA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE 1, PART OF LOT 112 AS DESC IN DOC 2006K132397 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 112 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 850709 |
1052 Riviera Dr is owned and occupied by two individuals who bought it in January 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1052 RIVIERA DR, ELGIN, IL 60124-3120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICK MORTGAGE CORP |
| May 15, 2017 | Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2021 · Amount on File |
| Deed Sale | Jan 13, 2021 · Amount on File |
| Prior Sale | May 15, 2017 · Amount on File |
| Deed Document Number | 20213212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 13, 2021 |
| Property Address | 1052 RIVIERA DR, ELGIN, IL 60124-3120 |
| Document Number | 0000003212 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 2021K003212 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1052 RIVIERA DR, 1052, ELGIN, IL 60124-3120 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1052 RIVIERA DR, ELGIN, IL 60124-3120 |
| Document Number | 0000003215 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021K003215 |
| Name | QUICK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 15, 2017 |
| Property Address | 1052 RIVIERA DR, ELGIN, IL 60124-3120 |
| Document Number | 0000024492 |
| Instrument Date | May 10, 2017 |
| Instrument | 2017K024492 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1052 RIVIERA DR, ELGIN, IL 60124-3120 |
| Document Number | 0000024493 |
|---|---|
| Date | May 15, 2017 |
| Instrument | 2017K024493 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 1052 Riviera Dr was $7,323 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,323.00 Homeowner's exemption Senior Citizen's exemption | $110,644 (+7.79%) Land $19,860 Building $90,784 | $332,065 (+7.79%) Land $59,604 Building $272,461 |
| 2024 | $102,648 Land $18,425 Building $84,223 | $308,067 Land $55,297 Building $252,770 | |
| 2022 | $7,193.00 (-5.23%) Homeowner's exemption | $92,655 (+3.51%) Land $16,018 Building $76,637 | $277,965 (+3.51%) Land $48,054 Building $229,911 |
| 2021 | $7,590.00 Homeowner's exemption | $89,513 Land $15,475 Building $74,038 | $268,539 Land $46,425 Building $222,114 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1052 Riviera Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1052 Riviera Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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