1052 Pine Crest Dr, Troy, VA 22974 Property Records

Louisa County property record for 1052 Pine Crest Dr, Troy, VA 22974

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 2023
Lot Size	1.86 acres (81,022 sqft)
Owner	2 Individual Names on File
Last Sale	$429,411 (Aug 2023)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51 16 26`

Property Details

APN / Parcel Number

Primary APN	`51 16 26`
Alternative APNs	`26196` `24749`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	902 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	81,022 sqft (1.86 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	24749
Street Address	1052 PINE CREST DR
City	TROY
State	VA
Zip	22974-6236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	FOREST VIEW PB 8/1539 LOT 26 DB 1913/540 1.861 AC
Legal Subdivision	FOREST VIEW
Legal Lot Number	26
Jurisdiction	LOUISA VA
Township / Civil Division	GREEN SPRING
Census Block Group	2
Census Block	2035
Census Tract	950301

Owner

1052 Pine Crest Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1052 PINE CREST DR, TROY, VA 22974-6236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Deed Document Number	20237256
Deed Book / Page	1913 / 540
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Aug 16, 2023
Property Address	TROY, VA 22974
Document Number	001913/540
Book / Page	1913 / 540
Map Reference	MB 8 PG 1542
Instrument Date	Aug 7, 2023
Instrument	202300007256
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1052 PINE CREST DR, TROY, VA 22974-6236

Mortgage

Document Number	0001913545
Date	Aug 16, 2023
Instrument	1913/545

Lender

Name	VIRGINIA CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	11.1%
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 1052 Pine Crest Dr was $3,206, up 11.7% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,200 (+1.3%) Land $69,400 Building $381,800	$451,200 (+1.3%) Land $69,400 Building $381,800
2025	$3,206.00 (+11.75%)	$445,400 Land $69,400 Building $376,000	$445,400 Land $69,400 Building $376,000
2024	$2,869.00
2023		$69,400 Land $69,400
2022	$8.00		$69,400 Land $69,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1052 Pine Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1052 Pine Crest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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