1052 Pepperidge Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 1052 Pepperidge Dr, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,270 sqft · built 1983
Lot Size	0.202 acres (8,790 sqft)
Owner	2 Individual Names on File
Last Sale	$377,000 (Nov 2021)
Tax Bill	$5,703 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-5568-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-5568-0`
Alternative APNs	`11-28-15-28951-000-0710` `281511289510000710` `152811289510000710` `R119939`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,270 sqft Living Area
Gross Area	1,971 sqft
1st Floor Area	1,270 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,790 sqft (0.202 acres)
Lot Dimensions	128 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	261 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R119939
Street Address	1052 PEPPERIDGE DR
City	PALM HARBOR
State	FL
Zip	34683-5916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FOREST GROVE, PHASE III LOT 71
Legal Range	15E
Legal Township	28S
Legal Section	11
Legal Subdivision	FOREST GROVE, PHASE III
Legal Phase	3
Legal Tract	28951
Legal Lot Number	71
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1009
Census Tract	27210

Owner

1052 Pepperidge Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1052 PEPPERIDGE DR, PALM HARBOR, FL 34683-5916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU
Nov 7, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage GTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	May 25, 1994 · Amount on File
Deed Document Number	2021372912
Deed Book / Page	21808 / 274
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 16, 2021
Property Address	1052 PEPPERIDGE DR, PALM HARBOR, FL 34683-5916
Document Number	0218080274
Book / Page	21808 / 274
Map Reference	MB 74 PG 3
Instrument Date	Nov 12, 2021
Instrument	2021372912
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	TROPICAL TITLE INSURANCE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,639.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1334 TAMPA RD # 195, 1334, PALM HARBOR, FL 34683-5657

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1052 PEPPERIDGE DR, PALM HARBOR, FL 34683-5916
Investor	Possibly a Property Investor

Mortgage

Document Number	21808276
Date	Nov 16, 2021
Instrument	21808/276

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1052 PEPPERIDGE DR, PALM HARBOR, FL 34683-5916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0203271571
Date	Nov 7, 2018
Book Page	20327/1571
Instrument	2018358841

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1052 Pepperidge Dr was $5,703 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,703.00 Homeowner's exemption	$347,480	$399,610 Land $138,992 Building $260,618
2023	$5,311.00 (+2.85%) Homeowner's exemption	$327,851 (+3%)	$368,715 (+15.84%) Land $172,431 Building $196,284
2022	$5,164.00 Homeowner's exemption	$318,302	$318,302 Land $169,841 Building $148,461

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1052 Pepperidge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	119 units insured incl. 64 condo units
Nearby Flood Claims	7 (2019–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1052 Pepperidge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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