1052 NE 3rd St, Bend, OR 97701 Property Records

Deschutes County property record for 1052 NE 3rd St, Bend, OR 97701 · Last verified January 2026

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1 bd · 1 ba · 1,487 sqft · built 2003
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$1,155,000 (May 2021)
Tax Bill$5,488 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN171233 BC 05400

Property Details

APN / Parcel Number

Primary APN171233 BC 05400
Alternative APNs
  • R1001171233BC05400
  • 105323

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,487 sqft Total Area
1st Floor Area1,099 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Lot Area6,970 sqft (0.16 acres)
Deck Area320 sqft
Total Buildings4 Buildings

Location & Zoning

Account Number105323
Old Parcel NumberR1001171233BC05400
Street Address1052 NE 3RD ST
CityBEND
StateOR
Zip97701-4527
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionBLK:19 SUBD:CENTER ADDITION TO BEND SEC/TWN/RNG/MER:SEC 33 TWN 17 RNG 12 MAP REF:171233-BC
Legal Range12E
Legal Township17S
Legal Section33
Legal QuarterNW
Quarter-Quarter SectionSW
Legal SubdivisionCENTER ADDITION TO BEND
Legal Block19
Legal Lot Number1
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1031
Census Tract1602

Owner

Source: Deschutes County records · APN 171233 BC 05400

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address22555 MCARDLE RD, BEND, OR 97702-9269
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 07, 2021Warranty Deed, Transfer · Commercial Mortgage
HOWARD CROSS FOUNDATION
Oct 25, 2017Warranty Deed, Transfer
HOWARD CROSS FOUNDATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2021 · Amount on Record
Deed SaleMay 07, 2021 · Amount on Record
Prior SaleOct 25, 2017 · Amount on Record
Deed Document Number2021-28858
Record UpdatedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMay 07, 2021
Property Address1052 NE 3RD ST, BEND, OR 97701-4527
Document Number0000028858
Map ReferenceCAB A PG 14
Instrument DateMay 05, 2021
Instrument2021-28858
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22555 MCARDLE RD, BEND, OR 97702-9269

Mortgage

Document Number0000028859
DateMay 07, 2021
Instrument2021-28859
Lender
NameHOWARD CROSS FOUNDATION
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateOct 25, 2017
Property Address1052 NE 3RD ST, BEND, OR 97701-4527
Document Number0000042886
Instrument DateOct 23, 2017
Instrument42886
Transaction TypeTransfer
Record UpdatedOct 31, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$388.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address60825 RAINTREE DR BEND OR 977029546, BEND, OR 97702-9546

Mortgage

Document Number42887
DateOct 25, 2017
Instrument42887
Lender
NameHOWARD CROSS FOUNDATION
Address21395 RICKARD RD, BEND, OR 97702-9600
Agreement
AmountAmount Recorded
Term84 Months
DueOct 24, 2024

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,488.00 (+3.94%)$351,660 (+3%)$540,400 (+9.63%) Land $234,690 Building $305,710
2024$5,280.00 (+7.87%)$341,420 (+3%)$492,910 (-) Land $247,040 Building $245,870
2023$4,895.00$331,490$492,910 Land $247,040 Building $245,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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