1052 Narrow Ln, Clanton, AL 35045 Property Records

Chilton County property record for 1052 Narrow Ln, Clanton, AL 35045

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,514 sqft · built 1991
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$209,900 (Dec 2018)
Tax Bill	$1,198 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1803060001016000`

Property Details

APN / Parcel Number

Primary APN	`1803060001016000`
Alternative APNs	`18037` `85011`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	2,514 sqft Adjusted Area
1st Floor Area	1,479 sqft
Upper Floors Area	1,035 sqft
Basement Area	1,479 sqft
Finished Basement	1,479 sqft
Utility Area	260 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	261 ft deep x 275 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	18037
Street Address	1052 NARROW LN
City	CLANTON
State	AL
Zip	35045-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF SE/4 OF NE/4 N.448.1 TO POB CONT. N.275
Legal Range	15
Legal Township	21
Legal Section	06
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	4
Census Block	4000
Census Tract	60101

Owner

1052 Narrow Ln is owned and occupied by an individual who bought it in December 2018.

Source: Chilton County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1052 NARROW LN, CLANTON, AL 35045-8403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · FHA Mortgage HAMILTON MORTGAGE CORP
Dec 11, 2018	Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE OF AMERICA INC
Oct 25, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIRST SOUTH FARM CREDIT ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2018 · Amount on File
Deed Sale	Dec 11, 2018 · Amount on File
Prior Sale	Oct 25, 2017 · Amount on File
Deed Document Number	2018823
Deed Book / Page	2018 / 218823
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	1052 NARROW LN, CLANTON, AL 35045-8403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2020/227968
Date	Mar 6, 2020
Book Page	R2020/227968
Instrument	227968

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Dec 11, 2018
Property Address	1052 NARROW LN, CLANTON, AL 35045-8403
Document Number	R2018/218823
Book / Page	R2018 / 218823
Instrument Date	Dec 5, 2018
Instrument	218823
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 211, COLORADO SPGS, CO 80901-0211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1052 NARROW LN, CLANTON, AL 35045-8403

Mortgage

Document Number	0000218824
Date	Dec 11, 2018
Instrument	218824

Lender

Name	HOME MORTGAGE OF AMERICA INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

October 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Oct 25, 2017
Property Address	1052 NARROW LN, CLANTON, AL 35045-8403
Document Number	R2017/210905
Book / Page	R2017 / 210905
Instrument Date	Oct 25, 2017
Instrument	210905
Transaction Type	Construction Loan
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1052 NARROW LN, 1052, CLANTON, AL 35045-8403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 DEER TRCE, CLANTON, AL 35045-8458

Mortgage

Document Number	0000210906
Date	Oct 25, 2017
Instrument	210906

Lender

Name	FIRST SOUTH FARM CREDIT ACA
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1052 Narrow Ln was $1,198, up 7.3% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Municipality	Clanton City
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,198.00 (+7.25%)	$54,040 (-3.43%) Land $6,280 Building $47,760	$270,200 Land $31,400 Building $238,800
2024	$1,117.00 (+3.71%) Additional exemption filed	$55,960 (+3.55%) Land $6,280 Building $49,680
2023	$1,077.00 (+25.96%)	$54,040 (+148.8%) Land $6,280 Building $47,760	$279,800 (+28.82%) Land $31,400 Building $248,400
2022	$855.00	$21,720 Land $2,950 Building $18,770	$217,200 Land $29,500 Building $187,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1052 Narrow Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1990)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 1990 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Mar 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1052 Narrow Ln is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLANTON, THE WW & SB OF THE serves 13,500 people · EPA ID AL0000213
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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