1052 Bay Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1052 Bay Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1933
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on File
Tax Bill	$4,097 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`265489 078.18-2-14`

Property Details

APN / Parcel Number

Primary APN	`265489 078.18-2-14`
Alternative APNs	`54890781800002014000` `02321000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	780 sqft
Upper Floors Area	540 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02321000000
Street Address	1052 BAY RD
City	WEBSTER
State	NY
Zip	14580-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0036-14-07
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	4
Census Block	4004
Census Tract	11207

Owner

1052 Bay Rd is owned and occupied by an individual who acquired it in April 2025.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1052 BAY RD, WEBSTER, NY 14580-1827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit ESL FCU
Aug 21, 2019	Loan Modification, Mortgage · Conventional Mortgage HSBC BK USA NA SER 2004-2 (CE)

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 10, 2025
Transfer Doc	0000001036
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1052 BAY RD, WEBSTER, NY 14580-1827
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000745
Date	Aug 11, 2023
Book Page	30394/284
Instrument	202308110745

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	1052 BAY RD, WEBSTER, NY 14580-1827
Document Number	0000000812
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1052 BAY RD WEBSTER NY 145801827, WEBSTER, NY 14580-1827

Mortgage

Document Number	0000000812
Date	May 19, 2020
Book Page	028520/000290
Instrument	812

Lender

Name	HSBC BK USA NA SER 2004-2 (CE)
Address	452 5TH AVE, NEW YORK, NY 10018-2706

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 18, 2030

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2026 property tax bill for 1052 Bay Rd was $4,097 with exemptions applied, up 0.6% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,097.00 (+0.61%) Homeowner's exemption Senior Citizen's exemption
2025	$4,072.00	$98,100 Land $37,000 Building $61,100	$204,400 Land $77,093 Building $127,307
2023		$97,500 (-) Land $37,000 Building $60,500	$168,100 (+10.37%) Land $63,792 Building $104,308
2022		$97,500 Land $37,000 Building $60,500	$152,300 Land $57,796 Building $94,504
2021	$3,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1052 Bay Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1052 Bay Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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