10519 Old US Hwy 54, Holts Summit, MO 65043 Property Records

Callaway County property record for 10519 Old US Hwy 54, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,173 sqft · built 1966
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$108,000 (Dec 2003)
Tax Bill	$1,025 (2025)
Deeds & Mortgages	Oct 2020 Refinance Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`24-04.0-18.2-00-000-026.001`

Property Details

APN / Parcel Number

Primary APN	`24-04.0-18.2-00-000-026.001`
Alternative APN	`2404018200000020000`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft
Basement Area	1,173 sqft
Finished Basement	875 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	380 sqft
Shed	1 Shed
Shed Area	1,368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	2404018200000026001
Street Address	10519 OLD US HIGHWAY 54
City	HOLTS SUMMIT
State	MO
Zip	65043-1064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SW NW
Jurisdiction	CALLAWAY MO
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1003
Census Tract	70800

Owner

10519 Old US Hwy 54 is owned and occupied by two individuals who bought it in December 2003.

Source: Callaway County records, as of January 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10519 OLD US HIGHWAY 54, HOLTS SUMMIT, MO 65043-1064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HAWTHORNE BANK
Oct 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HAWTHORNE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2003 · Amount on File
Deed Sale	Dec 29, 2003 · Amount on File
Deed Document Number	0000385161
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	10519 OLD US HIGHWAY 54, HOLTS SUMMIT, MO 65043-1064
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	245/364
Date	Oct 30, 2020
Book Page	245/364
Instrument	202007809

Lender

Name	HAWTHORNE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	10519 OLD US HIGHWAY 54, HOLTS SUMMIT, MO 65043-1064
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	245/235
Date	Oct 14, 2020
Book Page	245/235
Instrument	202007295

Lender

Name	HAWTHORNE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 10519 Old US Hwy 54 was $1,025, down 2.8% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	New Bloomfield R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,025.00 (-2.75%)	$17,827 (-)	$95,470 (-)
2024	$1,054.00 (+0.19%)	$17,827 (-)	$95,470 (-)
2023	$1,052.00 (+2.94%)	$17,827 (+2.74%)	$95,470
2022	$1,022.00	$17,352 Land $1,311 Building $16,041
2021			$92,970 Land $6,900 Building $86,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10519 Old US Hwy 54 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10519 Old US Hwy 54 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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