10519 McPherson Rd, Laredo, TX 78045 Property Records

Webb County property record for 10519 McPherson Rd, Laredo, TX 78045

Property Summary

Property Type	Commercial
Details	3,917 sqft · built 2005
Lot Size	0.87 acres (37,897 sqft)
Owner	Company Name on File
Tax Bill	$7,102 (2025)
Deeds & Mortgages	Nov 2005 Mortgage May 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`977-71001-040`

Property Details

APN / Parcel Number

Primary APN	`977-71001-040`
Alternative APN	`304339`

Interior

Building Area	3,917 sqft Gross Area
1st Floor Area	3,917 sqft
Utility Area	39 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	37,897 sqft (0.87 acres)
Garage Area	23,669 sqft
Parking Spaces	75 Parking Spaces
Storage Building	240 sqft

Location & Zoning

Street Address	10519 MCPHERSON RD
City	LAREDO
State	TX
Zip	78045-6495
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B3
Legal Description	SAN ISIDRO MONARCH, BLOCK 1, LOT 4-A, UNIT V
Legal Subdivision	SAN ISIDRO MONARCH
Legal Block	1
Legal Lot Number	4-A
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3016
Census Tract	1726

Owner

10519 McPherson Rd, a commercial property, is owned by a company that acquired it in September 2012.

Source: Webb County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	13648 STATE HIGHWAY 249, HOUSTON, TX 77086-3164
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2005	Deed of Trust, Mortgage · Commercial Mortgage TEXAS CERTIFIED DEVELOPMENT COMPANY INC
May 26, 2005	Deed of Trust, Mortgage INTERNATIONAL BANK OF COMMERCE
May 26, 2005	Deed of Trust, Mortgage INTERNATIONAL BANK OF COMMERCE
Jul 17, 2019	Vendor's Lien, Transfer VERITEX COMMUNITY BANK
Sep 19, 2012	Special Warranty Deed, Transfer CHICAGO TITLE/TX LLC, CHICAGO TITLE OF TEXAS LLC
Apr 29, 2005	Vendor's Lien, Transfer · Commercial Mortgage INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2012
Deed Sale	Sep 19, 2012
Prior Sale	Apr 29, 2005 · Amount on File
Deed Document Number	20121145649
Deed Book / Page	3319 / 713
Prior Transfer Date	Apr 14, 2005
Prior Transfer Doc	0000875741
Record Updated	Oct 29, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10519 MCPHERSON RD, LAREDO, TX 78045-6495
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001968/241
Date	Nov 21, 2005
Book Page	1968/241
Instrument	900559

Lender

Name	TEXAS CERTIFIED DEVELOPMENT COMPANY INC
Type	Non-Lending Institution
Address	AUSTIN, TX 78761

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10519 MCPHERSON RD, LAREDO, TX 78045-6495
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001836/620
Date	May 26, 2005
Book Page	1836/620
Instrument	878901

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Amount	Amount on Record

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10519 MCPHERSON RD, LAREDO, TX 78045-6495
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001836/637
Date	May 26, 2005
Book Page	1836/637
Instrument	878903

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Amount	Amount on Record

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 17, 2019
Property Address	10519 MCPHERSON RD, LAREDO, TX 78045-6495
Document Number	004632/015
Book / Page	4632 / 015
Map Reference	VOL 24 PG 79
Instrument Date	Jul 15, 2019
Instrument	1366356
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13648 STATE HIGHWAY 249, HOUSTON, TX 77086-3164

Mortgage

Date	Jul 17, 2019

Lender

Name	VERITEX COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

September 2012: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Sep 19, 2012
Property Address	10519 MCPHERSON RD, LAREDO, TX 78045-6495
Document Number	003319/713
Book / Page	3319 / 713
Map Reference	MB24 PG79
Instrument Date	Sep 15, 2012
Instrument	1145649
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CHICAGO TITLE/TX LLC, CHICAGO TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 CARRIERS DR, LAREDO, TX 78045-9471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5667 BRAVO CT, SAN DIEGO, CA 92124-1313

April 2005: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 29, 2005
Property Address	10519 MCPHERSON RD, LAREDO, TX 78045-6495
Document Number	001818/639
Book / Page	1818 / 639
Map Reference	MB24 PG79
Instrument Date	Apr 14, 2005
Instrument	875741
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13493 PARK DR, LAREDO, TX 78041
Investor	Possibly a Property Investor

Mortgage

Document Number	0000875742
Date	Apr 29, 2005
Instrument	875742

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10519 McPherson Rd was $7,102, down 20.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,300,000 (-7.37%) Land $693,519 Building $606,481	$1,300,000 (-7.37%) Land $693,519 Building $606,481
2025	$7,102.00 (-20.15%)	$1,403,468 Land $693,519 Building $709,949	$1,403,468 Land $693,519 Building $709,949
2024	$8,894.00
2023		$1,200,000 Land $673,433 Building $526,567	$1,200,000 Land $673,433 Building $526,567
2022	$7,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10519 McPherson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10519 McPherson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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