10518 Cathell Rd, Berlin, MD 21811 Property Records

Worcester County property record for 10518 Cathell Rd, Berlin, MD 21811 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage1,288 sqft Total Area
Lot Size43,560 sqft (1 acres)
GarageDetached, 624 sqft
OccupancyOwner Occupied
Last Sale$390,000 (2024)
Tax Bill$2,892.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-009890
Alternative APN
  • 009890

Interior

Full Baths2 Baths
Building Area1,288 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area43,560 sqft (1 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area624 sqft Garage
Porch Area584 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number009890
Street Address10518 CATHELL RD
CityBERLIN
StateMD
Zip21811-3127
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1 AC E SIDE CATHELL ROAD N OF BERLIN
JurisdictionWORCESTER MD
Minor Civil Division3, SINEPUXENT
Census Blockgroup2
Census Block2020
Census Tract950900

Owner

Source: Worcester County records · APN 03-009890

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10518 CATHELL RD, BERLIN, MD 21811-3127
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONS LENDING CORP
Dec 30, 2022Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NATIONS LENDING CORP
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 20, 2024 · Amount on Record
Deed SaleAug 20, 2024 · Amount on Record
Prior SaleDec 30, 2022 · Amount on Record
Prior Transfer DateJul 26, 2016
Prior Transfer Doc0068180451
Record RefreshedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address10518 CATHELL RD, BERLIN, MD 21811-3127
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanyPRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address10518 CATHELL RD, BERLIN, MD 21811-3127

Mortgage

Document Number0085330412
DateFeb 23, 2023
Book Page8533/412
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term348 Months
DueFeb 01, 2052

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionWORCESTER MD
Recording DateDec 30, 2022
Property Address10518 CATHELL RD, BERLIN, MD 21811-3127
Document Number0085120140
Book / Page8512 / 140
Instrument DateJan 10, 2022
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanyPRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$887.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1447 WASSAIL LN, PUNTA GORDA, FL 33983-6028

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address10518 CATHELL RD, BERLIN, MD 21811-3127

Mortgage

Document Number0085120148
DateDec 30, 2022
Instrument8512-0148
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term350 Months
DueFeb 01, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address10518 CATHELL RD, BERLIN, MD 21811-3127
Document Number0078620496
Instrument DateOct 30, 2020
Transaction TypeMortgage
Record UpdatedDec 17, 2020
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10518 CATHELL RD BERLIN MD 218113127, BERLIN, MD 21811-3127

Mortgage

Document Number0078620496
DateDec 08, 2020
Book Page007862/000496
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 07, 2050

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$340,267 (+12.66%)$378,500 (-) Land $120,000 Building $258,500
2025$2,892.00 (+27.34%)$302,033 (+27.24%)$378,500 (+43.48%) Land $120,000 Building $258,500
2023$2,271.00 (+22.76%)$237,367 (+12.53%)$263,800 (-) Land $80,000 Building $183,800
2022$210,933$263,800 Land $80,000 Building $183,800
2021$1,850.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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