10517 N Alberta Cir, Spokane, WA 99208 Property Records

Spokane County property record for 10517 N Alberta Cir, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,076 sqft · built 2011
Lot Size	0.506 acres (22,027 sqft)
Owner	2 Individual Names on File
Last Sale	$549,280 (Jul 2012)
Tax Bill	$10,046 (2026)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26132.1714`

Property Details

APN / Parcel Number

Primary APN	`26132.1714`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,076 sqft Living Area
Gross Area	5,687 sqft
1st Floor Area	2,426 sqft
Basement Area	2,356 sqft
Finished Basement	1,650 sqft
Unfinished Basement	706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,027 sqft (0.506 acres)
Garage Type	Attached
Garage Area	905 sqft
Parking Spaces	4 Parking Spaces
Deck Area	561 sqft
Patio Area	126 sqft
Canopy	687 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10517 N ALBERTA CIR
City	SPOKANE
State	WA
Zip	99208-6583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	JESSES BLUFF 3RD ADD: LOT 14 BLK 1 (AFN 5865114)
Legal Range	42E
Legal Township	26N
Legal Section	13
Legal Subdivision	JESSES BLUFF 3RD ADD
Legal Block	1
Legal Lot Number	14
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2011
Census Tract	10702

Owner

10517 N Alberta Cir is owned and occupied by two individuals who bought it in July 2012.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10517 N ALBERTA CIR, SPOKANE, WA 99208-6583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2012 · Amount on File
Deed Sale	Jul 3, 2012 · Amount on File
Prior Sale	Mar 29, 2011 · Amount on File
Deed Document Number	20126106241
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10517 N ALBERTA CIR, SPOKANE, WA 99208-6583
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007237885
Date	Sep 8, 2022
Instrument	7237885

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

Tax Assessment & Valuation

The 2026 property tax bill for 10517 N Alberta Cir was $10,046, down 10.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,046.00 (-10.09%)	$937,800 Land $190,000 Building $747,800	$937,800 Land $190,000 Building $747,800
2025	$11,174.00
2024		$1,088,200 (+42.3%) Land $190,000 Building $898,200	$1,088,200 (+42.3%) Land $190,000 Building $898,200
2023	$10,061.00 (+15.38%)	$764,700 Land $98,000 Building $666,700	$764,700 Land $98,000 Building $666,700
2022	$8,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10517 N Alberta Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10517 N Alberta Cir is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 42% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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