Charlevoix County property record for 10516 Seneca Ave, Charlevoix, MI 49720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 874 sqft · built 1935 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,500 (Oct 1998) |
| Tax Bill | $832 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-152-005-00 |
| Primary APN | 007-152-005-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 874 sqft Building Perimeter |
| 1st Floor Area | 874 sqft |
| Basement Area | 874 sqft |
| Unfinished Basement | 874 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Stucco |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10516 SENECA AVE |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-8938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOTS 5-6 BLOCK 2 BAY SHORE VILLAGE |
| Legal Range | 07 |
| Legal Township | 34 |
| Legal Section | 11 |
| Legal Subdivision | BAYSHORE, VILLAGE OF |
| Legal Block | 2 |
| Legal Lot Number | 5-6 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | HAYES |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 400 |
10516 Seneca Ave is owned and occupied by an individual who bought it in October 1998.
Source: Charlevoix County records, as of June 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10516 SENECA AVE, CHARLEVOIX, MI 49720-8938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 1998 · Amount on File |
| Deed Sale | Oct 20, 1998 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 10516 Seneca Ave was $832 with a homeowner's exemption, up 2.6% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Hayes Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,000 (+14.29%) | $128,000 (+14.29%) | |
| 2025 | $832.00 (+2.59%) Homeowner's exemption | $56,000 | $112,000 |
| 2024 | $811.00 | ||
| 2023 | $48,300 | $96,600 | |
| 2022 | $755.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10516 Seneca Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10516 Seneca Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY SHORE ESTATES private · serves 208 people · EPA ID MI0040128 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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