10516 S Prospect Ave, Chicago, IL 60643 Property Records

Cook County property record for 10516 S Prospect Ave, Chicago, IL 60643 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,421 sqft · built 1918
Lot Size0.259 acres (11,300 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Apr 2014)
Tax Bill$5,432 (2023)
Deeds & MortgagesApr 2021 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN25-18-209-021

Property Details

APN / Parcel Number

Primary APN25-18-209-021
Alternative APN
  • 25-18-209-021-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,421 sqft Living Area
1st Floor Area1,421 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area11,300 sqft (0.259 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address10516 S PROSPECT AVE
CityCHICAGO
StateIL
Zip60643-2924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range14E
Legal Township37N
Legal Section18
Legal SubdivisionBLUE ISLAND LAND & BLDG CO
Legal Block5
Legal Lot Number22
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group3
Census Block3005
Census Tract720700

Owner

Source: Cook County records · APN 25-18-209-021

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10516 S PROSPECT AVE, CHICAGO, IL 60643-2924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Apr 14, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 23, 2014 · Amount on Record
Deed SaleApr 23, 2014 · Amount on Record
Deed Document Number201441197
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10516 S PROSPECT AVE, CHICAGO, IL 60643-2924
Transaction TypeMortgage
Record UpdatedMay 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011908294
DateApr 29, 2021
Instrument2111908294
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2041
Interest
Rate TypeFixed Rate
Rate2.75%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10516 S PROSPECT AVE, CHICAGO, IL 60643-2924
Document Number1711406008
Instrument DateApr 14, 2017
Transaction TypeMortgage
Record UpdatedMay 02, 2017
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10516 S PROSPECT AVE CHICAGO IL 606432924, CHICAGO, IL 60643-2924

Mortgage

Document Number1711406008
DateApr 24, 2017
Instrument11406008
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueApr 23, 2044

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$29,000 (-) Land $14,125 Building $14,875$290,000 (-) Land $141,250 Building $148,750
2023$5,432.00 (+2.96%)
2022$5,276.00 (+1.93%) Homeowner's exemption$29,000 (-) Land $11,300 Building $17,700$290,000 (-) Land $113,000 Building $177,000
2021$5,176.00 Homeowner's exemption$29,000 Land $11,300 Building $17,700$290,000 Land $113,000 Building $177,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedRidge Historic District
listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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