Montgomery County property record for 10516 Lorain Ave, Silver Spring, MD 20901 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,261 sqft · built 1939 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Nov 2020) |
| Tax Bill | $9,639 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01081956 |
| Primary APN | 13-01081956 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,261 sqft Living Area |
| Gross Area | 2,481 sqft |
| 1st Floor Area | 1,063 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Deck Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01081956 |
|---|---|
| Street Address | 10516 LORAIN AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODMOOR |
| Legal Subdivision | WOODMOOR |
| Legal Block | 10 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 702102 |
Source: Montgomery County records · APN 13-01081956
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10516 LORAIN AVE, SILVER SPRING, MD 20901-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Nov 24, 2020 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Sep 07, 2017 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on Record |
| Deed Sale | Nov 24, 2020 · Amount on Record |
| Prior Sale | Sep 07, 2017 · Amount on Record |
| Deed Book / Page | 61169 / 135 |
| Last Transfer Date | Feb 21, 2025 |
| Transfer Doc | 0689230413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10516 LORAIN AVE, SILVER SPRING, MD 20901-2412 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2023 |
| Title Company | PROPERTY TITLE GROUP LLC, PROPERTY T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 10516 LORAIN AVE, SILVER SPRING, MD 20901-2412 |
| Document Number | 0671190250 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 67119/250 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jul 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Type Change Date | Jul 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 12.7% |
| Index | Other |
| Margin | 3 |
| Max Rate | 12.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 24, 2020 |
| Property Address | 10516 LORAIN AVE, SILVER SPRING, MD 20901-2412 |
| Document Number | 0611690135 |
| Book / Page | 61169 / 135 |
| Map Reference | MB 18 PL 1130 |
| Instrument Date | Nov 06, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | RGS TITLE OF BETHESDA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10516 LORAIN AVE, SILVER SPRING, MD 20901-2412 |
| Document Number | 61169143 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 61169/143 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 07, 2017 |
| Property Address | 10516 LORAIN AVE, SILVER SPRING, MD 20901-2412 |
| Document Number | 0548320278 |
| Book / Page | 54832 / 278 |
| Map Reference | MB18 PG1130 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,223.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10516 LORAIN AVE, SILVER SPRING, MD 20901-2412 |
| Document Number | 0054832285 |
|---|---|
| Date | Sep 07, 2017 |
| Instrument | 54832/285 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2047 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $808,400 (-2.18%) Land $258,800 Building $549,600 | $808,400 (-2.18%) Land $258,800 Building $549,600 | |
| 2025 | $9,639.00 (+1.84%) | $826,400 (+19.58%) Land $258,800 Building $567,600 | $826,400 (-) Land $258,800 Building $567,600 |
| 2024 | $9,465.00 (+38.38%) | ||
| 2023 | $691,067 | $826,400 Land $258,800 Building $567,600 | |
| 2022 | $6,840.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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