10515 Ter Rdg, San Antonio, TX 78223 Property Records

Bexar County property record for 10515 Ter Rdg, San Antonio, TX 78223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,698 sqft · built 2007
Lot Size	0.132 acres (5,735 sqft)
Owner	Individual Name on Record
Last Sale	$183,100 (Jan 2021)
Tax Bill	$3,679 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04007-712-0020`

Property Details

APN / Parcel Number

Primary APN	`04007-712-0020`
Alternative APN	`1072405`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,698 sqft Living Area
Gross Area	1,954 sqft
1st Floor Area	802 sqft
2nd Floor Area	896 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Other
Roof Material	Asphalt
Lot Area	5,735 sqft (0.132 acres)
Garage Type	Attached
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10515 TERRACE RDG
City	SAN ANTONIO
State	TX
Zip	78223-4559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4007G (GREENWAY TERRACE UT-3), BLOCK 12 LOT 2 9570/204
Legal Subdivision	CB 4007G (GREENWAY TERRACE UT-3)
Legal Tract	2
Legal Block	12
Legal Lot Number	2
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO EAST
Census Block Group	3
Census Block	3018
Census Tract	141700

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10515 TERRACE RDG, SAN ANTONIO, TX 78223-4559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Vendor's Lien, Transfer · FHA Mortgage DIRECTIONS EQUITY LLC
Jul 6, 2017	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	May 24, 2016 · Amount on Record
Deed Document Number	202117082
Prior Transfer Date	Sep 6, 2011
Prior Transfer Doc	0000164303
Record Updated	Oct 29, 2026

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Jan 21, 2021
Property Address	10515 TERRACE RDG, SAN ANTONIO, TX 78223-4559
Document Number	0000017082
Map Reference	VOL 9570 PG 204
Instrument Date	Jan 20, 2021
Instrument	20210017082
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10515 TERRACE RDG, SAN ANTONIO, TX 78223-4559

Mortgage

Document Number	0000017083
Date	Jan 21, 2021
Instrument	20210017083

Lender

Name	DIRECTIONS EQUITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10515 TERRACE RDG, SAN ANTONIO, TX 78223-4559
Document Number	0000135546
Book / Page	018622 / 000325
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10515 TERRACE RDG SAN ANTONIO TX 782234559, SAN ANTONIO, TX 78223-4559

Mortgage

Document Number	0000135546
Date	Jul 13, 2017
Book Page	018622/000325
Instrument	135546

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	East Central Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,679.00 (-3.16%)	$206,510 (-12.7%) Land $43,640 Building $162,870	$206,510 (-12.7%) Land $43,640 Building $162,870
2024	$3,799.00 (-7.39%)
2023	$4,102.00 (+1.84%)	$236,550 Land $43,640 Building $192,910	$236,550 Land $43,640 Building $192,910
2022	$4,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alamo Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, ZipLink Internet.

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