Spokane County property record for 10515 E Central Ave, Spokane, WA 99217 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,675 sqft · built 1973 |
| Lot Size | 4.17 acres (181,837 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $291,500 (Dec 2019) |
| Tax Bill | $5,752 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46321.0109 |
| Primary APN | 46321.0109 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| Gross Area | 2,347 sqft |
| 1st Floor Area | 1,675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 181,837 sqft |
| Lot Dimensions | 605 ft deep x 300 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Pole Barn | 400 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10515 E CENTRAL AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99217-9668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEHMAN HEIGHTS ADD L9 B1 |
| Legal Range | 44E |
| Legal Township | 26N |
| Legal Section | 32 |
| Legal Subdivision | LEHMAN HEIGHTS ADD |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11301 |
Source: Spokane County records · APN 46321.0109
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10515 E CENTRAL AVE, SPOKANE, WA 99217-9668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2022 | Deed of Trust, Mortgage · Line of Credit NUMERICA CU |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 04, 2019 | Warranty Deed, Transfer JOSEPH E JR & LYNETTE M PENCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2019 · Amount on Record |
| Deed Sale | Dec 04, 2019 · Amount on Record |
| Prior Sale | Mar 26, 1999 · Amount on Record |
| Deed Document Number | 20196870515 |
| Prior Transfer Date | Jun 01, 2001 |
| Prior Transfer Doc | 0004602569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10515 E CENTRAL AVE, SPOKANE, WA 99217-9668 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Title Company | NOT AVAILABLE, SPOKANE COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007194864 |
|---|---|
| Date | Apr 01, 2022 |
| Instrument | 7194864 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Address | VERADALE, WA 99037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10515 E CENTRAL AVE, SPOKANE, WA 99217-9668 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|
| Document Number | 0006966316 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 6966316 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 10515 E CENTRAL AVE, SPOKANE, WA 99217-9668 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|
| Document Number | 0006879608 |
|---|---|
| Date | Jan 06, 2020 |
| Instrument | 6879608 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Dec 04, 2019 |
| Property Address | 10515 E CENTRAL AVE, SPOKANE, WA 99217-9668 |
| Document Number | 0006870515 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 6870515 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,193.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10515 E CENTRAL AVE SPOKANE WA 992179668, SPOKANE, WA 99217-9668 |
| Document Number | 6870516 |
|---|---|
| Date | Dec 04, 2019 |
| Instrument | 6870516 |
| Name | JOSEPH E JR & LYNETTE M PENCE |
|---|---|
| Address | SPOKANE, WA 99209 |
| Amount | Amount Recorded |
|---|
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | West Valley School District (Spokane) (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,752.00 (-3.62%) | $445,900 (+3.84%) Land $173,400 Building $272,500 | $445,900 (+3.84%) Land $173,400 Building $272,500 |
| 2025 | $5,968.00 (+9.38%) | ||
| 2024 | $429,400 (+19.64%) Land $163,400 Building $266,000 | $429,400 (+19.64%) Land $163,400 Building $266,000 | |
| 2023 | $5,456.00 (+9.25%) | $358,900 Land $143,400 Building $215,500 | $358,900 Land $143,400 Building $215,500 |
| 2022 | $4,994.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 2% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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