10515 440th Ave, Waterville, MN 56096 Property Records

Le Sueur County property record for 10515 440th Ave, Waterville, MN 56096

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,905 sqft · built 2005
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Tax Bill$5,524 (2026)
Deeds & MortgagesAug 2019 Refinance
Flood ZoneZone X (minimal risk)
APN14.035.5300

Property Details

APN / Parcel Number

Primary APN14.035.5300

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Stories1 Story
Building Area1,905 sqft Living Area
1st Floor Area1,905 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area435,600 sqft (10 acres)
Garage Area1,032 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area77 sqft
Shed1 Shed
Shed Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10515 440TH AVE
CityWATERVILLE
StateMN
Zip56096-1396
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-35 TWP-109 RANGE-023 10.00 AC S 10 A OF W 1/2 OF SE 1/4
Legal Range23
Legal Township109
Legal Section35
JurisdictionLE SUEUR MN
Township / Civil DivisionWATERVILLE
Census Block Group3
Census Block3048
Census Tract950400

Owner

10515 440th Ave is owned and occupied by two individuals.

Source: Le Sueur County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address10515 440TH AVE, WATERVILLE, MN 56096-1396
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE SUEUR MN
Property Address10515 440TH AVE, WATERVILLE, MN 56096-1396
Transaction TypeMortgage
Record UpdatedAug 28, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA422812
DateAug 8, 2019
InstrumentA422812
Lender
NameCOMPEETRFINANCIAL
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term97 Months
DueSep 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 10515 440th Ave was $5,524 with a homeowner's exemption.

Source: Le Sueur County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLe Sueur County
County SubdivisionWaterville Township
Unified School DistrictWaterville-Elysian-Morristown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,524.00 Homeowner's exemption$603,200 Land $154,000 Building $449,200$603,200 Land $154,000 Building $449,200
2025$5,524.00
2023$4,796.00 Homeowner's exemption$547,900 Land $149,000 Building $398,900$547,900 Land $149,000 Building $398,900
2022$4,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10515 440th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10515 440th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Verizon
Fixed Wireless
300 / 20
Netwave Broadband
Fixed Wireless · not low latency
200 / 50
Midco
Fixed Wireless
100 / 20

May also be available: GigFire.

Nearby Properties on 440th Ave

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