10515 40th Ave E, Tacoma, WA 98446 Property Records

Pierce County property record for 10515 40th Ave E, Tacoma, WA 98446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,278 sqft · built 1946
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Tax Bill	$836 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031901-3-023`

Property Details

APN / Parcel Number

Primary APN	`031901-3-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	234 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	10515 40TH AVE E
City	TACOMA
State	WA
Zip	98446-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSEP
Legal Description	SECTION 01 TOWNSHIP 19 RANGE 03 QUARTER 32 : S 100 FT OF FOLL COM AT NW COR OF SW TH E 702 FT TH S 340 FT TO POB TH S 320 FT TH E 316 FT TH N 320 FT TH W 316 FT TO POB
Legal Range	03
Legal Township	19
Legal Section	01
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3004
Census Tract	71305

Owner

Source: Pierce County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10515 40TH AVE E, TACOMA, WA 98446-4525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Intrafamily Transfer, Transfer
Nov 20, 2023	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 17, 2023
Transfer Doc	0000000187
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Nov 28, 2023
Property Address	10515 40TH AVE E, TACOMA, WA 98446-4525
Document Number	0011280076
Instrument Date	Nov 9, 2023
Instrument	202311280076
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10515 40TH AVE E, TACOMA, WA 98446-4525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10515 40TH AVE E, TACOMA, WA 98446-4525

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PIERCE WA
Recording Date	Nov 20, 2023
Property Address	10515 40TH AVE E, TACOMA, WA 98446-4525
Document Number	0011200187
Instrument Date	Oct 26, 2023
Instrument	202311200187
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10515 40TH AVE E, TACOMA, WA 98446-4525

Mortgage

Document Number	0011200188
Date	Nov 20, 2023
Instrument	202311200188

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	931 Months
Due	Jun 2, 2101

Interest

Rate Type	Adjustable Rate
Rate	7.86%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.8%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Franklin Pierce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,000 (+7.25%) Land $249,700 Building $188,300	$438,000 (+7.25%) Land $249,700 Building $188,300
2025	$836.00 (+4.24%)
2024	$802.00 (-59.45%) Disabled Person's exemption Senior Citizen's exemption	$408,400 (-8.78%) Land $237,700 Building $170,700	$408,400 (-8.78%) Land $237,700 Building $170,700
2023	$1,978.00 Disabled Person's exemption Senior Citizen's exemption	$447,700 Land $273,500 Building $174,200	$447,700 Land $273,500 Building $174,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT WATER & SUPPLY CO private · serves 19,125 people · EPA ID WA5385050
Water Source	Groundwater
Last State Inspection	May 2021
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Verizon.

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