10514 Unity Ln, Potomac, MD 20854 Property Records

Montgomery County property record for 10514 Unity Ln, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	5 ba · 8,814 sqft · built 1997
Lot Size	2.48 acres (108,464 sqft)
Owner	2 Individual Names on File
Last Sale	$2,000,000 (May 2022)
Tax Bill	$22,489 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02971042`

Property Details

APN / Parcel Number

Primary APN	`10-02971042`
Alternative APN	`02971042`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	8,814 sqft Living Area
Gross Area	9,812 sqft
1st Floor Area	3,671 sqft
Basement Area	2,200 sqft
Finished Basement	2,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	108,464 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	916 sqft
Porch	Open Porch
Porch Area	594 sqft
Patio Area	400 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	02971042
Street Address	10514 UNITY LN
City	POTOMAC
State	MD
Zip	20854-1982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	MAUPIN
Legal Subdivision	KNOLLWOOD
Legal Block	B
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	1
Census Block	1007
Census Tract	706007

Owner

Source: Montgomery County records · APN 10-02971042

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10514 UNITY LN, POTOMAC, MD 20854-1982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2022 · Amount on Record
Deed Sale	May 04, 2022 · Amount on Record
Prior Sale	Oct 01, 2002 · Amount on Record
Deed Book / Page	65698 / 241
Prior Transfer Date	Apr 13, 2015
Prior Transfer Doc	0505770419
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 04, 2022
Property Address	10514 UNITY LN, POTOMAC, MD 20854-1982
Document Number	0656980241
Book / Page	65698 / 241
Map Reference	MB 164 PL 18564
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$30,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10514 UNITY LN, POTOMAC, MD 20854-1982

Mortgage

Document Number	0065698248
Date	May 04, 2022
Instrument	65698/248

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	May 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,915,567 (+2.09%)	$1,993,900 (+6.26%) Land $586,700 Building $1,407,200
2025	$22,489.00 (+7.08%)	$1,876,400 (+14.63%) Land $586,700 Building $1,289,700	$1,876,400 (-) Land $586,700 Building $1,289,700
2024	$21,003.00 (+25.35%)
2023		$1,636,933	$1,876,400 Land $586,700 Building $1,289,700
2022	$16,756.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 68 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.