Hamilton County property record for 10514 Summit Cv, Cincinnati, OH 45241
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,580 sqft · built 2018 |
| Lot Size | 0.252 acres (10,986 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $977,273 (Jul 2018) |
| Tax Bill | $14,316 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 612-0150-0664-00 |
| Primary APN | 612-0150-0664-00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,580 sqft Living Area |
| 1st Floor Area | 2,580 sqft |
| Basement Area | 2,580 sqft |
| Finished Basement | 2,011 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 10,986 sqft (0.252 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10514 SUMMIT CV |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45241-3486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT COVE (PRIVATE)LOT 56 0.2522 AC THE RETREAT AT SUMMIT PARKSUB PHASE 3 |
| Legal Subdivision | RETREAT/SUMMIT PARK |
| Legal Phase | 3 |
| Legal Lot Number | 56 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | BLUE ASH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 23501 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10514 SUMMIT CV, CINCINNATI, OH 45241-3486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA CREDIT UNION INC |
| Oct 15, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Jul 6, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2018 · Amount on Record |
| Deed Sale | Jul 6, 2018 · Amount on Record |
| Deed Document Number | 0000008085 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10514 SUMMIT CV, CINCINNATI, OH 45241-3486 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10514 SUMMIT CV, CINCINNATI, OH 45241-3486 |
| Document Number | 0000046659 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 14396/1999 |
| Instrument | 2021-0046659 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10514 SUMMIT CV, CINCINNATI, OH 45241-3486 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039713 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 14385/1651 |
| Instrument | 2021-0039713 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Max Rate | 6.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10514 SUMMIT CV, CINCINNATI, OH 45241-3486 |
| Document Number | 0000098662 |
| Instrument Date | Oct 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10514 SUMMIT CV BLUE ASH OH 452413486, BLUE ASH, OH 45241-3486 |
| Document Number | 0000098662 |
|---|---|
| Date | Nov 6, 2018 |
| Book Page | 013790/001683 |
| Instrument | 98662 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 6, 2018 |
| Property Address | 10514 SUMMIT CV, CINCINNATI, OH 45241-3486 |
| Document Number | 0000008085 |
| Map Reference | MB461 PG9&10 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 18-0058085 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Not Readable on Document |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10514 SUMMIT CV, BLUE ASH, OH 45241-3486 |
| Document Number | 0000008087 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 18-0058087 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Blue Ash City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,316.00 (-0.06%) | $321,752 (-) Land $44,275 Building $277,477 | |
| 2024 | $14,325.00 (+1.29%) | $321,752 (-) Land $44,275 Building $277,477 | |
| 2023 | $14,143.00 (-21.59%) | $321,752 (-5.93%) Land $44,275 Building $277,477 | $919,290 (-5.93%) Land $126,500 Building $792,790 |
| 2022 | $18,038.00 | $342,045 Land $40,250 Building $301,795 | |
| 2020 | $977,270 Land $115,000 Building $862,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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