10514 Old Annapolis Rd, Frederick, MD 21701 Property Records

Frederick County property record for 10514 Old Annapolis Rd, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,624 sqft · built 2003
Lot Size3.78 acres (164,657 sqft)
OwnerIndividual Name on File
Last Sale$72,000 (Dec 2002)
Tax Bill$8,639 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN13-302227

Property Details

APN / Parcel Number

Primary APN13-302227
Alternative APN
  • 302227

Interior

Full Baths4 Baths
Stories2 Stories
Building Area3,624 sqft Living Area
Gross Area4,288 sqft
1st Floor Area2,236 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area164,657 sqft
Garage TypeAttached
Garage Area664 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area861 sqft
Shed1 Shed
Shed Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number302227
Street Address10514 OLD ANNAPOLIS RD
CityFREDERICK
StateMD
Zip21701-3320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description3.78 AC N/S OLD ANNAPOLIS RD. NR. MT. PLEASANT
JurisdictionFREDERICK MD
Township / Civil Division13, MOUNT PLEASANT
Census Block Group3
Census Block3000
Census Tract751701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10514 Old Annapolis Rd is owned and occupied by an individual who acquired it in December 2012.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10514 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2002 · Amount on File
Deed SaleDec 16, 2002 · Amount on File
Deed Document Number20029499
Deed Book / Page3415 / 346
Last Transfer DateDec 6, 2012
Transfer Doc0092600380
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10514 OLD ANNAPOLIS RD, FREDERICK, MD 21701-3320
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0123560345
DateApr 10, 2018
Book Page12356/0345
Lender
NameFREDERICK COUNTY BANK
TypeBank
AddressFREDERICK, MD 21701
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10514 Old Annapolis Rd was $8,639 with a homeowner's exemption, up 5.4% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$728,200 (+4.79%)$794,800 (+14.38%) Land $234,600 Building $560,200
2025$8,639.00 (+5.39%) Homeowner's exemption$694,900 Land $181,300 Building $513,600$694,900 Land $181,300 Building $513,600
2024$8,197.00 (+8.07%)
2023$7,585.00 Homeowner's exemption$634,633$694,900 Land $181,300 Building $513,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10514 Old Annapolis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10514 Old Annapolis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Old Annapolis Rd

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