10514 Cypress Point Dr, Bradenton, FL 34202 Property Records

Manatee County property record for 10514 Cypress Point Dr, Bradenton, FL 34202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,427 sqft · built 1998
Lot Size	0.533 acres (23,217 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Jul 2022)
Tax Bill	$7,116 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`5876-4440-2`

Property Details

APN / Parcel Number

Primary APN	`5876-4440-2`
Alternative APNs	`351930587644402` `0587644402`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,427 sqft Living Area
Gross Area	3,351 sqft
1st Floor Area	2,427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,217 sqft (0.533 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	597 sqft
Parking Spaces	2 Parking Spaces
Pool Area	392 sqft
Porch	Screened Porch
Porch Area	327 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0587644402
Street Address	10514 CYPRESS POINT DR
City	BRADENTON
State	FL
Zip	34202-4078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 4146 RIVER CLUB SOUTH SUBPHASE IV PI#5876.4440/2
Legal Range	19E
Legal Township	35S
Legal Section	30
Legal Subdivision	RIVER CLUB SOUTH SUBPHASE IV
Legal Tract	00587604
Legal Lot Number	4146
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	2
Census Block	2013
Census Tract	2017

Owner

10514 Cypress Point Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10514 CYPRESS POINT DR, BRADENTON, FL 34202-4078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Aug 18, 2015 · Amount on File
Deed Document Number	202289527
Prior Transfer Date	Mar 18, 2002
Prior Transfer Doc	1745000643
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Jun 2, 2026
Property Address	10514 CYPRESS POINT DR, BRADENTON, FL 34202-4078
Document Number	0000063156
Instrument Date	May 1, 2026
Instrument	202663156
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10514 CYPRESS POINT DR, BRADENTON, FL 34202-4078

Mortgage

Document Number	0000063156,
Date	Jun 2, 2026
Instrument	202663156

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2056

Interest

Rate	6.46%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 11, 2022
Property Address	10514 CYPRESS POINT DR, BRADENTON, FL 34202-4078
Document Number	0041089527
Map Reference	MB 32 PG 85-98
Instrument Date	Jul 6, 2022
Instrument	202241089527
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9979 CHERRY HILLS AVFNE CIRCLE, BRADENTON, FL 34202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10514 CYPRESS POINT DR, BRADENTON, FL 34202-4078

Mortgage

Document Number	0041089528
Date	Jul 11, 2022
Instrument	202241089528

Lender

Name	INNOVATIVE MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,167 (+2.7%)	$588,834 (-1.31%) Land $61,200 Building $527,634
2025		$542,519	$596,625 Land $61,200 Building $535,425
2024	$7,116.00 (+1.01%)
2023	$7,045.00 (+48.28%) Widower's exemption	$511,873 (+47.05%)	$698,243 (+20.54%) Land $61,200 Building $637,043
2022	$4,751.00 Homeowner's exemption Widower's exemption	$348,087	$579,250 Land $60,000 Building $519,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10514 Cypress Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 164 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	164 in force
Nearby Flood Claims	10 (2017–2025)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10514 Cypress Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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