10514 Bell Mountain Dr, Temple, TX 76502 Property Records

Bell County property record for 10514 Bell Mountain Dr, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details2,631 sqft · built 2020
Lot Size0.238 acres (10,367 sqft)
OwnerIndividual Name on Record
Last Sale$384,200 (Apr 2021)
Tax Bill$8,688 (2025)
Deeds & MortgagesApr 2021 Mortgage
Oct 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN0922218409

Property Details

APN / Parcel Number

Primary APN0922218409
Alternative APNs
  • 491564
  • 593880

Interior

Stories1 Story
Building Area2,631 sqft Living Area
1st Floor Area2,631 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area10,367 sqft (0.238 acres)
Garage Area777 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Location & Zoning

Street Address10514 BELL MOUNTAIN DR
CityTEMPLE
StateTX
Zip76502-4920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE GROVES AT LAKEWOOD RANCH PHASE V, BLOCK 001, LOT 0001, ACRES .238
Legal SubdivisionTHE GROVES AT LAKEWOOD RANCH PHASE V
Legal Block1
Legal Lot Number1
JurisdictionBELL TX
Township / Civil DivisionNORTHWEST BELL
Census Block Group3
Census Block3001
Census Tract20201

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10514 BELL MOUNTAIN DR, TEMPLE, TX 76502-4920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 22, 2020Grant Deed, Construction Loan · Construction Mortgage
CENTRAL NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2021 · Amount on Record
Deed SaleApr 22, 2021 · Amount on Record
Deed Document Number202124663
Record UpdatedSep 20, 2026

April 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateApr 22, 2021
Property Address10514 BELL MOUNTAIN DR, TEMPLE, TX 76502-4920
Document Number0000024663
Map ReferenceDOC 2019 PL 181
Instrument DateApr 22, 2021
Instrument2021024663
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyCENTRALAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

NameVerified Name
Address10514 BELL MOUNTAIN DR, TEMPLE, TX 76502-4920

Mortgage

Document Number0000024664
DateApr 22, 2021
Instrument2021024664
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

October 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionBELL TX
Recording DateOct 22, 2020
Property Address10514 BELL MOUNTAIN DR, TEMPLE, TX 76502-4920
Document Number0000057808
Instrument DateOct 21, 2020
Instrument57808
Transaction TypeConstruction Loan
Record UpdatedNov 6, 2020
Title CompanyCENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address7353 W ADAMS AVE TEMPLE TX 765025539, TEMPLE, TX 76502-5539
InvestorPossibly a Property Investor

Mortgage

Document Number57809
DateOct 22, 2020
Instrument57809
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressTEMPLE, TX 76502
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 21, 2021

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,688.00 (+10.27%)$433,978 (+2.47%) Land $38,877 Building $395,101$433,978 (+2.47%) Land $38,877 Building $395,101
2023$7,879.00 (+145.91%) Homeowner's exemption$423,500 Land $38,877 Building $384,623$423,500 Land $38,877 Building $384,623
2022$3,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 63% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Altitude ISP
Fixed Wireless
500 / 100
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Bell Mountain Dr

Nearby Streets

Search Property Records by Address or Parcel Number