10513 Windlass Run Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 10513 Windlass Run Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,842 sqft · built 2013
Lot Size	0.216 acres (9,439 sqft)
Owner	Individual Name on File
Last Sale	$528,000 (Aug 2020)
Tax Bill	$3,364 (2023)
Deeds & Mortgages	May 2022 Mortgage Apr 2017 Mortgage + 2 more
APN	`15-2500007241`

Property Details

APN / Parcel Number

Primary APN	`15-2500007241`
Alternative APN	`2500007241`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,842 sqft Total Area
Basement Area	884 sqft
Finished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,439 sqft (0.216 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2500007241
Street Address	10513 WINDLASS RUN RD
City	MIDDLE RIVER
State	MD
Zip	21220-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.2167 AC 10513 WINDLASS RUN RD SS POWELL PROPERTY
Legal Subdivision	WINDLASS RUN
Legal Lot Number	29
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1020
Census Tract	451701

Owner

10513 Windlass Run Rd is owned and occupied by an individual who bought it in August 2020.

Source: Baltimore County records, as of September 22, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10513 WINDLASS RUN RD, MIDDLE RIVER, MD 21220-2153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MERIDIAN BANK
Apr 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 6, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Aug 7, 2020	Deed, Transfer · FHA Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	Oct 31, 2013 · Amount on File
Deed Document Number	0043209422
Deed Book / Page	43209 / 422
Record Updated	Jun 7, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	10513 WINDLASS RUN RD, MIDDLE RIVER, MD 21220-2153
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0468090111
Date	May 2, 2022
Book Page	46809/111

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	9.12%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	10513 WINDLASS RUN RD, MIDDLE RIVER, MD 21220-2153
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	XPRESS TITLE SER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0388590104
Date	Apr 19, 2017
Book Page	0038859/104

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2046

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	10513 WINDLASS RUN RD, MIDDLE RIVER, MD 21220-2153
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	XPRESS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0384810029
Date	Jan 6, 2017
Book Page	0038481/029

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2046

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Aug 7, 2020
Property Address	10513 WINDLASS RUN RD, MIDDLE RIVER, MD 21220-2153
Document Number	0432090422
Book / Page	43209 / 422
Map Reference	MB RDAJR79 FO 102
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	OMNI LAND SETTLEMENT CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10513 WINDLASS RUN RD, MIDDLE RIVER, MD 21220-2153

Mortgage

Document Number	0043209428
Date	Aug 7, 2020
Instrument	43209/428

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,364.00 Homeowner's exemption	$478,100 Land $161,400 Building $316,700	$478,100 Land $161,400 Building $316,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10513 Windlass Run Rd; there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1990–2012)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10513 Windlass Run Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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