10513 Down Lakeview Cir, Windermere, FL 34786 Property Records

Orange County property record for 10513 Down Lakeview Cir, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,651 sqft · built 1999
Lot Size2.91 acres (127,169 sqft)
Owner2 Company Names on File
Last Sale$375,000 (Aug 1997)
Tax Bill$21,066 (2025)
Deeds & MortgagesMay 2022 Transfer
Flood ZoneZone AE (high risk)
APN05-23-28-4818-00-180

Property Details

APN / Parcel Number

Primary APN05-23-28-4818-00-180
Alternative APNs
  • 282305481800180
  • 274632
  • 279474
  • 283632

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,651 sqft Living Area
Gross Area7,147 sqft
1st Floor Area3,339 sqft
Utility Area24 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area127,169 sqft (2.91 acres)
Garage TypeAttached
Garage Area803 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area910 sqft
Patio Area457 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10513 DOWN LAKEVIEW CIR
CityWINDERMERE
StateFL
Zip34786-7911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-CE
Legal DescriptionTHE LAKES 11/12 LOT 18
Legal Range28E
Legal Township23S
Legal Section05
Legal SubdivisionLAKES
Legal Tract4818
Legal Lot Number18
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1020
Census Tract14814

Owner

10513 Down Lakeview Cir is owned by a company that acquired it in June 2016 and is owner-occupied.

Source: Orange County records, as of April 30, 2026

Owner of Record2 Company Names on File
Mailing Address10513 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7911
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 1997 · Amount on File
Deed SaleAug 6, 1997 · Amount on File
Deed Book / Page5304 / 4883
Last Transfer DateJun 3, 2016
Transfer Doc0000328551
Record UpdatedOct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateMay 9, 2022
Property Address10513 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7911
Document Number0000294505
Map ReferenceMB 11 PG 12&13
Instrument DateOct 21, 2021
Instrument20220294505
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10513 DOWN LAKEVIEW CIR, 10513, WINDERMERE, FL 34786-7911

Transferred To (Grantee/Buyer)

NameVerified Name
Address10513 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7911

Tax Assessment & Valuation

The 2025 property tax bill for 10513 Down Lakeview Cir was $21,066, up 3.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,323,258 (+2.7%)$2,743,240 (-0.82%) Land $1,400,000 Building $1,343,240
2025$21,066.00 (+3.36%) Homeowner's exemption$1,288,469$2,765,850 Land $1,400,000 Building $1,365,850
2024$20,381.00 (+7.25%)
2023$19,003.00 (+3.03%) Homeowner's exemption$1,215,685 (+3%)$2,606,307 (+17.55%) Land $1,400,000 Building $1,206,307
2022$18,445.00 Homeowner's exemption$1,180,277$2,217,149 Land $1,200,000 Building $1,017,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10513 Down Lakeview Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation100.7 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims2 (2022–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10513 Down Lakeview Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Down Lakeview Cir

Nearby Streets

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