10510 Central Ave, Chicago Ridge, IL 60415 Property Records

Cook County property record for 10510 Central Ave, Chicago Ridge, IL 60415

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,327 sqft · built 1946
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jun 2021)
Tax Bill	$6,709 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`24-17-207-010`

Property Details

APN / Parcel Number

Primary APN	`24-17-207-010`
Alternative APN	`24-17-207-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,327 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1947
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10510 CENTRAL AVE
City	CHICAGO RIDGE
State	IL
Zip	60415-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANK (DELUGACHS)(CENTRAL) AVE (GARDENS) SUB OF E 2/5 OF EX ST & PT OF STS DEDICATED EH NE SEC 17-37-13
Legal Range	13E
Legal Township	37N
Legal Section	17
Legal Subdivision	DELUGACHS CENTRAL AVE GARDENS
Legal Lot Number	12
Jurisdiction	COOK IL
Township / Civil Division	WORTH
Census Block Group	3
Census Block	3000
Census Tract	823002

Owner

10510 Central Ave is owned and occupied by an individual who bought it in June 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	10510 CENTRAL AVE, CHICAGO RIDGE, IL 60415-2004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Deed Document Number	202128484
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 4, 2021
Property Address	10510 CENTRAL AVE, CHICAGO RIDGE, IL 60415-2004
Document Number	0015528484
Instrument Date	Apr 1, 2021
Instrument	2115528484
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10510 CENTRAL AVE, CHICAGO RIDGE, IL 60415-2004

Mortgage

Document Number	0015528485
Date	Jun 4, 2021
Instrument	2115528485

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

Interest

Rate	3.25%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10510 CENTRAL AVE, CHICAGO RIDGE, IL 60415-2004
Document Number	2036313279
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10510 CENTRAL AVE CHICAGO RIDGE IL 604152004, CHICAGO RIDGE, IL 60415-2004

Mortgage

Document Number	2036313279
Date	Dec 28, 2020
Instrument	36313279

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

Interest

Rate	4.05%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Worth Township
Municipality	Chicago Ridge Village
Secondary School District	Community High School District 218 (09 - 12)
Elementary School District	Chicago Ridge School District 127-5 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,665 Land $5,828 Building $14,837	$206,650 Land $58,280 Building $148,370
2023	$6,709.00 (+32.07%)
2022	$5,080.00 Homeowner's exemption Senior Citizen's exemption	$16,386 Land $5,040 Building $11,346	$163,860 Land $50,400 Building $113,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10510 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10510 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO RIDGE serves 14,130 people · EPA ID IL0310480
Water Source	Purchased surface water from OAK LAWN
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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