1051 S Second St, Upland, IN 46989 Property Records

Grant County property record for 1051 S Second St, Upland, IN 46989

Property Summary

Property Type	Row House
Details	2 bd · 2 ba · 720 sqft · built 1968
Lot Size	0.291 acres (12,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Sep 2022)
Tax Bill	$1,005 (2025)
Deeds & Mortgages	Feb 2016 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-04003-20`

Property Details

APN / Parcel Number

Primary APN	`019-04003-20`
Alternative APNs	`27-09-10-201-051.000-013` `0910-201-051.000-19` `00001130935`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1975
Architectural Style	Row Home
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,672 sqft (0.291 acres)
Lot Dimensions	132 ft deep x 96 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001130935
Street Address	1051 S SECOND ST
City	UPLAND
State	IN
Zip	46989-9148
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	LOT 130 & 131 UNIVERSITY ADD. MP 0910-201-051.000
Legal Subdivision	UNIVERSITY ADDITION
Legal Lot Number	130-131
Jurisdiction	GRANT IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2004
Census Tract	10700

Owner

Source: Grant County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 263, UPLAND, IN 46989-0263
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2016	Deed of Trust, Mortgage · VA Mortgage MUTUAL BANK FSB
Sep 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GRANT COUNTY STATE BANK
Sep 11, 2007	Trustee's Deed, Foreclosure · Conventional Mortgage GRANT COUNTY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Feb 5, 2013 · Amount on Record
Deed Document Number	20228055
Record Updated	Sep 20, 2026

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Property Address	1051 S SECOND ST, UPLAND, IN 46989-9148
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SYCAMORE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016001401
Date	Feb 24, 2016
Instrument	2016-001401

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	11.2%
Index	1-Year CMT
Max Rate	11.2%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Sep 15, 2022
Property Address	1051 S SECOND ST, UPLAND, IN 46989-9148
Document Number	2022008055
Instrument Date	Sep 14, 2022
Instrument	2022-008055
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 263, UPLAND, IN 46989-0263
Investor	Possibly a Property Investor

Mortgage

Document Number	2022008056
Date	Sep 15, 2022
Instrument	2022-008056

Lender

Name	GRANT COUNTY STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

September 2007: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRANT IN
Recording Date	Sep 11, 2007
Property Address	1051 S SECOND ST, UPLAND, IN 46989-9148
Document Number	2007008407
Instrument Date	Aug 24, 2007
Instrument	2007-008407
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9655 E 500 S, KEWANNA, IN 46939

Mortgage

Document Number	2007008408
Date	Sep 11, 2007
Instrument	2007-008408

Lender

Name	GRANT COUNTY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 26, 2027

Tax Assessment & Valuation

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Grant County
County Subdivision	Jefferson Township
Municipality	Upland Town
Unified School District	Eastbrook Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,005.00 (+9.6%)	$63,200 (-) Land $26,800 Building $36,400	$63,200 (-) Land $26,800 Building $36,400
2024	$917.00 (-0.86%)
2023	$925.00 (-54.16%)	$63,200 (-49.32%) Land $26,800 Building $36,400	$63,200 (-49.32%) Land $26,800 Building $36,400
2022	$2,018.00	$124,700 Land $17,300 Building $107,400	$124,700 Land $17,300 Building $107,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPLAND WATER DEPARTMENT serves 3,308 people · EPA ID IN5227022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Eastern Indiana WiFi, Verizon.

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