1051 Oak Arbor Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1051 Oak Arbor Cir, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,870 sqft · built 2006
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on Record
Last Sale	$386,000 (Jun 2022)
Tax Bill	$3,565 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103201-1150`

Property Details

APN / Parcel Number

Primary APN	`103201-1150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,870 sqft Living Area
Gross Area	2,401 sqft
1st Floor Area	1,870 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	411 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	186 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1051 OAK ARBOR CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-8530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	50/42-48 HERITAGE PARK PHASE 1A LOT 115 OR5580/1961
Legal Range	29E
Legal Township	07S
Legal Section	57
Legal Subdivision	HERITAGE PARK PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	115
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1005
Census Tract	20903

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1051 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 9, 2020	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Dec 9, 2020 · Amount on Record
Deed Document Number	202260732
Deed Book / Page	5580 / 1961
Prior Transfer Date	May 6, 2011
Prior Transfer Doc	0034350922
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 17, 2022
Property Address	1051 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8530
Document Number	0055801961
Book / Page	5580 / 1961
Map Reference	MB 50 PG 42-48
Instrument Date	Jun 15, 2022
Instrument	2022060732
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,702.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1051 OAK ARBOR CIR, 1051, ST AUGUSTINE, FL 32084-8530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 OAK ARBOR CIR, ST AUGUSTINE, FL 32084-8530

Mortgage

Document Number	0055801963
Date	Jun 17, 2022
Instrument	5580/1963

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 9, 2020
Property Address	1051 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8530
Document Number	0051191426
Book / Page	5119 / 1426
Map Reference	MB 50 PG 42-48
Instrument Date	Nov 18, 2020
Instrument	2020112012
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	870 COUNTY ROAD 13A S, 870, ELKTON, FL 32033-2514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8530

Mortgage

Document Number	51191429
Date	Dec 9, 2020
Instrument	5119/1429

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 5, 2020
Property Address	1051 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8530
Document Number	0050070919
Book / Page	005007 / 000919
Instrument Date	Jul 13, 2020
Instrument	63946
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1051 OAK ARBOR CIR ST AUGUSTINE FL 320848530, ST AUGUSTINE, FL 32084-8530

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 4, 2020
Property Address	1051 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8530
Document Number	0050051549
Book / Page	005005 / 001549
Instrument Date	Jul 13, 2020
Instrument	63257
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 OAK ARBOR CIR ST AUGUSTINE FL 320848530, ST AUGUSTINE, FL 32084-8530

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,363 (+2.7%)	$320,804 (+2.75%) Land $85,000 Building $235,804
2025	$3,565.00 (+12.11%) Homeowner's exemption	$196,069 (-37.72%)	$312,228 (-0.83%) Land $80,000 Building $232,228
2024	$3,180.00 (-38.98%)
2023	$5,211.00 (+52.19%)	$314,834 (+47.12%)	$314,834 (+0.2%) Land $90,000 Building $224,834
2022	$3,424.00 Homeowner's exemption	$214,004	$314,193 Land $80,640 Building $233,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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