Monterey County property record for 1051 Harding St, Salinas, CA 93906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,237 sqft · built 1953 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $720,000 (Sep 2025) |
| Tax Bill | $3,891 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 003-524-016-000 |
| Primary APN | 003-524-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,237 sqft Living Area |
| 1st Floor Area | 1,237 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 003-524-016 |
|---|---|
| Street Address | 1051 HARDING ST |
| City | SALINAS |
| State | CA |
| Zip | 93906-3521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TR 203 LAUREL PARK ADD 1 LOT 16 BLK 2 |
| Legal Subdivision | LAUREL PARK ADD 1 |
| Legal Tract | 203 |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SALINAS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 400 |
Source: Monterey County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1051 HARDING ST, SALINAS, CA 93906-3521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Prior Sale | Oct 3, 2008 · Amount on Record |
| Deed Document Number | 202530099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 5, 2026 |
| Property Address | 1051 HARDING ST, SALINAS, CA 93906-3521 |
| Document Number | 0000019123 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202619123 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1051 HARDING ST, SALINAS, CA 93906-3521 |
| Document Number | 0000019123, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202619123 |
| Name | US MORTGAGE CAPITAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Monterey County assessment roll, as of July 23, 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Salinas City |
| Elementary School District | Salinas City Elementary School District (KG - 06) |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,891.00 (+13.08%) Homeowner's exemption | $315,614 (+4.04%) Land $201,994 Building $113,620 |
| 2023 | $3,441.00 (+3.96%) Homeowner's exemption | $303,360 Land $194,151 Building $109,209 |
| 2022 | $3,310.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: AT&T, Cruzio, Etheric Networks, GeoLinks, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures