Monroe County property record for 1051 Creekside Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,812 sqft · built 2017 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Jul 2025) |
| Tax Bill | $7,427 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Nov 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-249-006-000 |
| Primary APN | 07-26-249-006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 1,812 sqft |
| Basement Area | 1,812 sqft |
| Unfinished Basement | 1,812 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 825 sqft |
| Porch | Porch |
| Porch Area | 353 sqft |
| Cooling System | Central |
|---|
| Street Address | 1051 CREEKSIDE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-0080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 6 CREEKSIDE ESTATES |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1332 BIG BEND CROSSING DR, MANCHESTER, MO 63088-1277 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Nov 16, 2022 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jan 17, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2025 · Amount on Record |
| Deed Sale | Jul 16, 2025 · Amount on Record |
| Deed Document Number | 2025438453 |
| Prior Transfer Date | Nov 10, 2022 |
| Prior Transfer Doc | 0000426979 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1051 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000427376 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 427376 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 16, 2022 |
| Property Address | 1051 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Document Number | 0000426979 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 426979 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1051 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1051 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000388346 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | 388346 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1051 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000390696 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 390696 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1051 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000413000 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 413000 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 17, 2017 |
| Property Address | 1051 CREEKSIDE DR, WATERLOO, IL 62298-0080 |
| Document Number | 0000387849 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 387849 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1971 PALO DURO BLVD NORTH FORT MYERS FL 339177711, NORTH FORT MYERS, FL 33917-7711 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,427.00 (+9.82%) Homeowner's exemption | $127,470 (+25.85%) Land $16,460 Building $111,010 | $382,410 (+25.85%) Land $49,380 Building $333,030 |
| 2024 | $6,763.00 | ||
| 2022 | Additional exemption filed | $101,290 Land $15,200 Building $86,090 | $303,870 Land $45,600 Building $258,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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