1051 Cobblestone Ln, Wheaton, IL 60187 Property Records

DuPage County property record for 1051 Cobblestone Ln, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,999 sqft · built 1990
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$517,500 (Apr 2018)
Tax Bill	$13,404 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Mar 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-08-310-011`

Property Details

APN / Parcel Number

Primary APN	`05-08-310-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,999 sqft Living Area
Gross Area	5,461 sqft
Basement Area	1,598 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Wood
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	744 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1051 COBBLESTONE LN
City	WHEATON
State	IL
Zip	60187-3998
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WOODS OF WHEATON ALL
Legal Subdivision	WOODS OF WHEATON
Legal Lot Number	1
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1001
Census Tract	842603

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1051 COBBLESTONE LN, WHEATON, IL 60187-3998
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Mar 22, 2019	Deed of Trust, Mortgage · Line of Credit DUPAGE CU
Mar 11, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Jun 8, 2018	Quit Claim Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Apr 16, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Prior Sale	Jun 20, 2001 · Amount on Record
Deed Document Number	201832381
Last Transfer Date	May 29, 2018
Transfer Doc	0000051300
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1051 COBBLESTONE LN, WHEATON, IL 60187-3998
Document Number	0000015862
Instrument Date	Jan 27, 2021
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1051 COBBLESTONE LN WHEATON IL 601873998, WHEATON, IL 60187-3998

Mortgage

Document Number	0000015862
Date	Jan 29, 2021
Instrument	15862

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 28, 2041

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1051 COBBLESTONE LN, WHEATON, IL 60187-3998
Document Number	0000030246
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	RAVENSWOOD TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1051 COBBLESTONE LN WHEATON IL 601873998, WHEATON, IL 60187-3998

Mortgage

Document Number	0000030246
Date	Mar 27, 2020
Instrument	30246

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1051 COBBLESTONE LN, WHEATON, IL 60187-3998
Document Number	0000021469
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1051 COBBLESTONE LN WHEATON IL 601873998, WHEATON, IL 60187-3998

Mortgage

Document Number	0000021469
Date	Mar 25, 2019
Instrument	21469

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60563

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 24, 2039

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1051 COBBLESTONE LN, WHEATON, IL 60187-3998
Document Number	0000019144
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	RAVENSWOOD TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1051 COBBLESTONE LN WHEATON IL 601873998, WHEATON, IL 60187-3998

Mortgage

Document Number	0000019144
Date	Mar 15, 2019
Instrument	19144

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 8, 2018
Property Address	1051 COBBLESTONE LN, WHEATON, IL 60187-3998
Document Number	0000051300
Instrument Date	May 29, 2018
Instrument	51300
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1051 COBBLESTONE LN WHEATON IL 601873998, WHEATON, IL 60187-3998

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 16, 2018
Property Address	1051 COBBLESTONE LN, WHEATON, IL 60187-3998
Document Number	0000032381
Instrument Date	Mar 23, 2018
Instrument	32381
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$776.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	809 E ELM ST WHEATON IL 601896550, WHEATON, IL 60189-6550

Mortgage

Document Number	32382
Date	Apr 16, 2018
Instrument	32382

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1051 COBBLESTONE LN, WHEATON, IL 60187-3998
Document Number	0000121510
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	RAVENSWOOD TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 COBBLESTONE LN WHEATON IL 601873998, WHEATON, IL 60187-3998

Mortgage

Document Number	0000121510
Date	Nov 28, 2017
Instrument	121510

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,404.00 (+9.38%)	$236,639 (+24.68%) Land $22,658 Building $213,981	$709,917 (+24.68%) Land $67,974 Building $641,943
2022	$12,254.00 Homeowner's exemption	$189,800 Land $18,180 Building $171,620	$569,400 Land $54,540 Building $514,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-LIBERTY RIDGE WEST private · serves 3,307 people · EPA ID IL0435650
Water Source	Purchased surface water from WINFIELD
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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