10509 Upton Cir S, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10509 Upton Cir S, Bloomington, MN 55431

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,040 sqft · built 1968
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$282,000 (May 2019)
Tax Bill$4,856 (2025)
Deeds & MortgagesFeb 2022 Mortgage
May 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-027-24-13-0049

Property Details

APN / Parcel Number

Primary APN20-027-24-13-0049

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area3,560 sqft
1st Floor Area1,040 sqft
Basement Area2,520 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1999
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Garage TypeDetached
Garage Area720 sqft
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address10509 UPTON CIR S
CityMINNEAPOLIS
StateMN
Zip55431-3729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 003 BLOCK 001 B KRISTIN KNOBLE ADDN IRREGULAR
Legal Range24
Legal Township027
Legal Section20
Legal Quarter13
Legal SubdivisionKRISTIN KNOBLE ADDN
Legal Block1
Legal Lot Number3
JurisdictionHENNEPIN MN
Township / Civil DivisionBLOOMINGTON
Census Block Group1
Census Block1007
Census Tract25802

Owner

Source: Hennepin County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10509 UPTON CIR S, MINNEAPOLIS, MN 55431-3729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
May 3, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MTG & EQUITY CNSLTS I
Dec 12, 2016Deed of Trust, Mortgage · Line of Credit
TEAMSTERS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 3, 2019 · Amount on Record
Deed SaleMay 3, 2019 · Amount on Record
Prior SaleApr 7, 2011 · Amount on Record
Deed Document Number201910655591
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address10509 UPTON CIR S, BLOOMINGTON, MN 55431-3729
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A11082034
DateFeb 28, 2022
InstrumentA11082034
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2042

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateMay 3, 2019
Property Address10509 UPTON CIR S, BLOOMINGTON, MN 55431-3729
Document Number0010655591
Instrument DateMar 4, 2019
Instrument10655591
Transaction TypeTransfer
Record UpdatedMay 15, 2019
Title CompanyTITLE RECORDING SERVICES, TITLE RECORDING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$958.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10509 UPTON CIR S BLOOMINGTON MN 554313729, BLOOMINGTON, MN 55431-3729

Mortgage

Document Number10655593
DateMay 3, 2019
Instrument10655593
Lender
NameAMERICAN MTG & EQUITY CNSLTS I
TypeMortgage Company
AddressBLOOMINGTON, MN 55435
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 2, 2049

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address10509 UPTON CIR S, BLOOMINGTON, MN 55431-3729
Document Number0010399903
Instrument DateDec 12, 2016
Transaction TypeMortgage
Record UpdatedJan 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10509 UPTON CIR S BLOOMINGTON MN 554313729, BLOOMINGTON, MN 55431-3729

Mortgage

Document Number0010399903
DateJan 9, 2017
Instrument10399903
Lender
NameTEAMSTERS CU
TypeCredit Union
AddressBLAINE, MN 55434
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 8, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityBloomington City
Unified School DistrictBloomington Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,856.00 (+17.18%)$363,700 (+2.02%) Land $134,200 Building $229,500$363,700 (+2.02%) Land $134,200 Building $229,500
2023$4,144.00 Homeowner's exemption
2022$356,500 Land $129,100 Building $227,400$356,500 Land $129,100 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBloomington
serves 91,300 people · EPA ID MN1270001
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
8,000 / 8,000
BIF IV Intrepid HoldCo
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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