10509 Rustic Rd S, Seattle, WA 98178 Property Records

King County property record for 10509 Rustic Rd S, Seattle, WA 98178

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,500 sqft · built 1955
Lot Size	0.213 acres (9,272 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Apr 1994)
Tax Bill	$8,961 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`405880-1875`

Property Details

APN / Parcel Number

Primary APN	`405880-1875`
Alternative APN	`405880187506`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	1,720 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	9,272 sqft (0.213 acres)
Garage Type	Carport
Garage Area	340 sqft
Carport	Carport
Carport Area	340 sqft
Parking Spaces	1 Parking Space
Deck Area	450 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	405880187506
Street Address	10509 RUSTIC RD S
City	SEATTLE
State	WA
Zip	98178-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKE RIDGE DIV # 2 PLAT BLOCK: 38 PLAT LOT: 3
Legal Range	04
Legal Township	23
Legal Section	01
Legal Subdivision	LAKE RIDGE DIV NO. 02
Legal Block	38
Legal Lot Number	3
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1012
Census Tract	26001

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10509 RUSTIC RD S, SEATTLE, WA 98178-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 30, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 1994 · Amount on Record
Deed Sale	Apr 18, 1994 · Amount on Record
Deed Document Number	19941272
Last Transfer Date	Oct 29, 1997
Transfer Doc	0000001086
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10509 RUSTIC RD S, SEATTLE, WA 98178-2647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC T

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001203
Date	Jul 14, 2017
Instrument	20170714001203

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KING WA
Recording Date	Mar 30, 2018
Property Address	10509 RUSTIC RD S, SEATTLE, WA 98178-2647
Document Number	0000000561
Map Reference	VOL 32 PG 37
Instrument Date	Mar 6, 2018
Instrument	20180330000561
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CW TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10509 RUSTIC RD S, SEATTLE, WA 98178-2647

Mortgage

Document Number	0000000562
Date	Mar 30, 2018
Instrument	20180330000562

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Renton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,961.00 (+2.86%)
2025		$746,000 (-2.74%) Land $367,000 Building $379,000	$746,000 (-2.74%) Land $367,000 Building $379,000
2024	$8,712.00 (+9.97%)	$767,000 (+3.93%) Land $387,000 Building $380,000	$767,000 (+3.93%) Land $387,000 Building $380,000
2022	$7,922.00	$738,000 Land $252,000 Building $486,000	$738,000 Land $252,000 Building $486,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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