10509 Kell Ave S, Bloomington (Minneapolis), MN 55437 Property Records

Hennepin County property record for 10509 Kell Ave S, Bloomington, MN 55437

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,596 sqft · built 1966
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Jul 2022)
Tax Bill	$7,040 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-027-24-13-0043`

Property Details

APN / Parcel Number

Primary APN	`19-027-24-13-0043`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	3,785 sqft
1st Floor Area	1,596 sqft
Basement Area	2,189 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2006
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Lot Depth	210 ft Depth
Garage Type	Attached
Garage Area	480 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10509 KELL AVE S
City	MINNEAPOLIS
State	MN
Zip	55437-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLOCK 010 B HERITAGE HILLS 2ND ADDN W69X210X85X58X161
Legal Range	24
Legal Township	027
Legal Section	19
Legal Quarter	13
Legal Subdivision	HERITAGE HILLS 2ND ADDN
Legal Block	10
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1005
Census Tract	25704

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10509 KELL AVE S, MINNEAPOLIS, MN 55437-2928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 29, 2021	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Nov 16, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	202211126815
Last Transfer Date	Nov 6, 2024
Transfer Doc	0011328983
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 11, 2022
Property Address	10509 KELL AVE S, BLOOMINGTON, MN 55437-2928
Document Number	0A11126815
Instrument Date	Jul 1, 2022
Instrument	A11126815
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,864.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10509 KELL AVE S, BLOOMINGTON, MN 55437-2928

Mortgage

Document Number	0A11126816
Date	Jul 11, 2022
Instrument	A11126816

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	Other
Max Rate	10.2%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 29, 2021
Property Address	10509 KELL AVE S, BLOOMINGTON, MN 55437-2928
Document Number	0A11061851
Instrument Date	Dec 23, 2021
Instrument	A11061851
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8100 OAKMERE RD, MINNEAPOLIS, MN 55438-1333

Mortgage

Document Number	0A11061852
Date	Dec 29, 2021
Instrument	A11061852

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HENNEPIN MN
Recording Date	Nov 16, 2018
Property Address	10509 KELL AVE S, BLOOMINGTON, MN 55437-2928
Document Number	0010612518
Instrument Date	Nov 14, 2018
Instrument	10612518
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10509 KELL AVE S BLOOMINGTON MN 554372928, BLOOMINGTON, MN 55437-2928

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,040.00 (+49.28%)	$509,700 (+26.45%) Land $173,500 Building $336,200	$509,700 (+26.45%) Land $173,500 Building $336,200
2023	$4,716.00 Homeowner's exemption
2022		$403,100 Land $166,900 Building $236,200	$403,100 Land $166,900 Building $236,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Intrepid Fiber Networks.

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