10509 Exeter Rd, Ocean City, MD 21842 Property Records

Worcester County property record for 10509 Exeter Rd, Ocean City, MD 21842

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,858 sqft · built 2006
Lot Size	0.18 acres (7,829 sqft)
Owner	2 Individual Names on File
Last Sale	$28,000 (Mar 1989)
Tax Bill	$5,030 (2026)
Deeds & Mortgages	Dec 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`10-006384`

Property Details

APN / Parcel Number

Primary APN	`10-006384`
Alternative APN	`006384`

Interior

Full Baths	3 Baths
Stories	3 Stories
Building Area	2,858 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,829 sqft (0.18 acres)
Lot Dimensions	125 ft deep x 62 ft wide
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	437 sqft
Deck Area	204 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	006384
Street Address	10509 EXETER RD
City	OCEAN CITY
State	MD
Zip	21842-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 20 BLK 15 SEC W SIDE EXETER RD PL CAPE ISLE OF WIGHT
Legal Subdivision	CAPE ISLE WIGHT
Legal Block	15
Legal Lot Number	20
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	2
Census Block	2013
Census Tract	950400

Owner

10509 Exeter Rd is owned and occupied by two individuals who acquired it in December 2021.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10509 EXETER RD, OCEAN CITY, MD 21842-9775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 1989 · Amount on File
Deed Sale	Mar 13, 1989 · Amount on File
Deed Book / Page	1531 / 581
Last Transfer Date	Dec 20, 2021
Transfer Doc	0082720189
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Dec 28, 2021
Property Address	10509 EXETER RD, OCEAN CITY, MD 21842-9775
Document Number	0082720189
Book / Page	8272 / 189
Instrument Date	Dec 20, 2021
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	BRIGHT TITLE & SETTLEMENT SV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10509 EXETER RD, OCEAN CITY, MD 21842-9775

Tax Assessment & Valuation

The 2026 property tax bill for 10509 Exeter Rd was $5,030 with a homeowner's exemption.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,030.00 Homeowner's exemption	$646,400 (-21.23%) Land $193,900 Building $452,500	$646,400 (-21.23%) Land $193,900 Building $452,500
2025	$5,030.00 Homeowner's exemption	$820,600 Land $176,400 Building $644,200	$820,600 Land $176,400 Building $644,200
2023	$4,827.00 Homeowner's exemption	$597,467	$820,600 Land $176,400 Building $644,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10509 Exeter Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 302 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	302 in force
Nearby Flood Claims	45 (1991–2024)
Claims Outside the SFHA	3 of 45
Most Recent Claim	Dec 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10509 Exeter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20