Effingham County property record for 10509 E 400th Ave, Mason, IL 62443
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 50.2 acres (2,188,890 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,202 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-014-004 |
| Primary APN | 07-05-014-004 |
|---|
| Lot Area | 2,188,890 sqft (50.2 acres) |
|---|
| Street Address | 10509 E 400TH AVE |
|---|---|
| City | MASON |
| State | IL |
| Zip | 62443-2324 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | N1/2 NE LYING W OF RTE 37 ROW & PT SW NE LYING W OF RTE 37 ROW 2601/97 784/338 660/287 532/44 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | MASON |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 950400 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3267 N 1300TH ST, MASON, IL 62443-2823 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Commercial Mortgage CROSSROADS BANK |
| Jun 22, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CROSSROADS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 23, 2010 |
| Transfer Doc | 2601/097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10509 E 400TH AVE, MASON, IL 62443-2324 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3267 N 1300TH ST, MASON, IL 62443-2823 |
| Document Number | 202424001170 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 202424001170 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | 2000 S BANKER ST, EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.28% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10509 E 400TH AVE, MASON, IL 62443-2324 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003864/354 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | 3864/354 |
| Instrument | 202323002064 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 250 Months |
| Due | Apr 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Mason Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,202.00 (+13.72%) | $19,460 (+13.67%) Land $19,460 | $58,380 (+13.67%) Land $58,380 |
| 2024 | $1,057.00 (+87.74%) | $17,120 (+31.09%) Land $17,120 | $51,360 (+31.09%) Land $51,360 |
| 2022 | $563.00 | $13,060 Land $13,060 | $39,180 Land $39,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
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