10508 Pennydog Ln, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10508 Pennydog Ln, Silver Spring, MD 20902

Property Summary

Property TypeTownhouse
Details3 ba · 1,980 sqft · built 1981
Lot Size0.039 acres (1,701 sqft)
Owner2 Individual Names on Record
Last Sale$152,000 (Oct 1996)
Tax Bill$4,759 (2025)
Deeds & MortgagesJun 2021 Transfer
May 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-01980358

Property Details

APN / Parcel Number

Primary APN13-01980358
Alternative APN
  • 01980358

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,980 sqft Living Area
1st Floor Area720 sqft
Basement Area540 sqft
Finished Basement540 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,701 sqft (0.039 acres)
Deck Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01980358
Street Address10508 PENNYDOG LN
CitySILVER SPRING
StateMD
Zip20902-4159
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRT12.
Legal DescriptionPLYERS MILL ESTATES
Legal SubdivisionPLYERS MILL ESTATES
Legal Block8
Legal Lot Number40
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group4
Census Block4004
Census Tract704000

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10508 PENNYDOG LN, SILVER SPRING, MD 20902-4159
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 17, 2019Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
May 17, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 1996 · Amount on Record
Deed SaleOct 17, 1996 · Amount on Record
Deed Document Number199679853
Deed Book / Page14440 / 140
Last Transfer DateApr 27, 2021
Transfer Doc0632520343
Record UpdatedSep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY MD
Recording DateJun 14, 2021
Property Address10508 PENNYDOG LN, SILVER SPRING, MD 20902-4159
Document Number0632520343
Book / Page63252 / 343
Map ReferenceMB 110 PL 12893
Instrument DateApr 27, 2021
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10508 PENNYDOG LN, SILVER SPRING, MD 20902-4159

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONTGOMERY MD
Property Address10508 PENNYDOG LN, SILVER SPRING, MD 20902-4159
Document Number0578370165
Instrument DateMay 17, 2019
Transaction TypeMortgage
Record UpdatedJul 23, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10508 PENNYDOG LN SILVER SPRING MD 209024159, SILVER SPRING, MD 20902-4159

Mortgage

Document Number0578370165
DateJul 10, 2019
Book Page057837/000165
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 9, 2049
Interest
Rate4.75%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10508 PENNYDOG LN, SILVER SPRING, MD 20902-4159
Document Number0577940033
Instrument DateMay 17, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address10508 PENNYDOG LN SILVER SPRING MD 209024159, SILVER SPRING, MD 20902-4159

Mortgage

Document Number0577940033
DateJun 28, 2019
Book Page057794/000033
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 27, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$452,033 (+7.28%)$482,700 (-) Land $200,000 Building $282,700
2025$4,759.00 (-5.16%)$421,367 (+11.13%)$482,700 (+23.55%) Land $200,000 Building $282,700
2024$5,018.00 (+31.26%)
2023$379,167$390,700 Land $200,000 Building $190,700
2022$3,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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