10508 Calluna Dr, Odessa, FL 33556 Property Records

Pasco County property record for 10508 Calluna Dr, Odessa, FL 33556

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,520 sqft · built 2020
Lot Size0.177 acres (7,726 sqft)
Owner2 Individual Names on Record
Last Sale$443,737 (Oct 2020)
Tax Bill$3,728 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-26-17-0080-00000-3900

Property Details

APN / Parcel Number

Primary APN20-26-17-0080-00000-3900
Alternative APNs
  • 1726200080000003900
  • 4180724

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,520 sqft Living Area
Gross Area2,940 sqft
1st Floor Area2,100 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area7,726 sqft (0.177 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFlorida Room
Porch Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10508 CALLUNA DR
CityODESSA
StateFL
Zip33556-4441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionESPLANADE AT STARKEY RANCH PHASES 3 & 3A PB 78 PG 103 LOT 390
Legal SubdivisionESPLANADE AT STARKEY RANCH
Legal Tract80
Legal Lot Number390
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1090
Census Tract31701

Owner

Source: Pasco County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10508 CALLUNA DR, ODESSA, FL 33556-4441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BUTTON FINANCE INC
Oct 21, 2020Special Warranty Deed, Transfer · VA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2020 · Amount on Record
Deed SaleOct 21, 2020 · Amount on Record
Deed Document Number2020177164
Deed Book / Page10201 / 128
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address10508 CALLUNA DR, ODESSA, FL 33556-4441
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10508 CALLUNA DR, ODESSA, FL 33556-4441

Mortgage

Document Number0112821436
DateSep 17, 2025
Book Page11282/1436
Instrument2025177535
Lender
NameBUTTON FINANCE INC
TypeMortgage Company
AddressWHITE PLAINS, NY 10606
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

October 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateOct 21, 2020
Property Address10508 CALLUNA DR, ODESSA, FL 33556-4441
Document Number0102010128
Book / Page10201 / 128
Map ReferenceMB 78 PG 103-109
Instrument DateOct 16, 2020
Instrument2020177164
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,106.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3922 COCONUT PALM DR STE 108, 3922, CLAIR MEL, FL 33619-1389

Transferred To (Grantee/Buyer)

NameVerified Name
Address10508 CALLUNA DR, ODESSA, FL 33556-4441

Mortgage

Document Number10201130
DateOct 21, 2020
Instrument10201/130
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$440,540 (+2.9%)$601,328 (-2.09%) Land $119,056 Building $482,272
2025$3,728.00 (+5.31%) Homeowner's exemption$428,130 (+5.98%) Land $119,056 Building $309,074$614,142 (+21.61%) Land $119,056 Building $495,086
2024$3,540.00 (+4.06%)
2023$3,402.00 (+0.21%) Additional exemption filed$403,960 (+3%) Land $95,116 Building $308,844$505,017 (+13.55%) Land $95,116 Building $409,901
2022$3,395.00 Homeowner's exemption$392,200 Land $80,056 Building $312,144$444,767 Land $80,056 Building $364,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 689 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies689 in force
Nearby Flood Claims10 (2004–2025)
Claims Outside the SFHA9 of 10
Most Recent ClaimDec 2025
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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