10507 E 15th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10507 E 15th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1921
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,777 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45204.3356`

Property Details

APN / Parcel Number

Primary APN	`45204.3356`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
Gross Area	1,921 sqft
1st Floor Area	1,840 sqft
Basement Area	81 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2019
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Carport
Garage Area	270 sqft
Carport	Carport
Carport Area	270 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10507 E 15TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	UNIVERSITY PLACE E10FT LT 8, ALL LT 9, & LT 10 OF BLK 32
Legal Range	44E
Legal Township	25N
Legal Section	20
Legal Subdivision	UNIVERSITY PLACE
Legal Block	32
Legal Lot Number	8,10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1024
Census Tract	12500

Owner

10507 E 15th Ave is owned and occupied by two individuals who acquired it in April 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10507 E 15TH AVE, SPOKANE VALLEY, WA 99206-3416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Apr 13, 2020	Intrafamily Transfer, Transfer · FHA Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020
Deed Sale	Apr 13, 2020
Prior Sale	Sep 6, 2016 · Amount on File
Deed Document Number	20206910208
Prior Transfer Date	Apr 7, 2020
Prior Transfer Doc	0006910208
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10507 E 15TH AVE, SPOKANE VALLEY, WA 99206-3416
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007067483
Date	Apr 28, 2021
Instrument	7067483

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99206

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10507 E 15TH AVE, SPOKANE VALLEY, WA 99206-3416
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007025912
Date	Jan 25, 2021
Instrument	7025912

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Apr 13, 2020
Property Address	10507 E 15TH AVE, SPOKANE VALLEY, WA 99206-3416
Document Number	0006910208
Map Reference	VOL Q PG 19
Instrument Date	Apr 7, 2020
Instrument	6910208
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	NEXTITLE A TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10507 E 15TH AVE, SPOKANE VALLEY, WA 99206-3416

Mortgage

Document Number	0006910209
Date	Apr 13, 2020
Instrument	6910209

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 10507 E 15th Ave was $3,777, down 4.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,777.00 (-4.26%)	$365,200 Land $130,000 Building $235,200	$365,200 Land $130,000 Building $235,200
2025	$3,945.00
2024		$381,900 (+25.91%) Land $90,000 Building $291,900	$381,900 (+25.91%) Land $90,000 Building $291,900
2023	$3,653.00 (+3.19%)	$303,300 Land $60,000 Building $243,300	$303,300 Land $60,000 Building $243,300
2022	$3,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10507 E 15th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10507 E 15th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fatbeam.

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